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Weekly Flylady Thread 30th November 2009
Comments
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I know, its so hard, the lease car is a 3 year tie in which really worries me...but I am so flummoxed with it all.
Previously about 8 years ago I got a huge loan (well huge to me) and bought a second hand car for £8000. That car was marvellous but I ran it into the ground, it lasted 6 years but I put a huge amount of mileage on it 80,000 plus by the end. The loan was paid off but it always niggled me re the debt and the what if's....
I suppose if I'm completely frank after being so ill this year, I'm really frightened of being in that position again, unable to work, and having some massive debt or contract to sort out. That's the crux of it really, I'm scared.:oDFW Nerd 267. DEBT FREE 11.06.08
Stick to It by R.B. Stanfield
It matters not if you try and fail, And fail, and try again; But it matters much if you try and fail, And fail to try again.0 -
Monday- Living room, hall and stairs
Level one
[STRIKE]Clear floors of clutter and vacuum them
Make time for yourself!! Half an hour of peace![/STRIKE]
Level Two
[STRIKE]Wipe sofas
Vacuum under furniture you can safely move.. I don't want any hurt backs!
Sort coats and shoes and bags[/STRIKE]
Level Three
[STRIKE]Dust and deweb allthose corners and electrical appliances and shelves.. etc
Clear mantel and put back only what should be up there!
Wipe and water plants[/STRIKE]
Extras- Vacuum under furniture you can safely move
- Wash any soft furnishing that need it
Binbag dance..
[/STRIKE]
STAR PLEASE TOOTS
Tuesday ~ Kitchen of Grot and Dining Room of Gloom
Level One
[STRIKE]Declutter and mop/vacuum the floors
Find and wipe the worksurfaces[/STRIKE]
Level Two
Wipe the big appliances and units.. don't forget kickboards!
Wipe small appliances and replace.. do one thoroughly.. descale or decrumb or degunge!
[STRIKE]Clear and wipe a shelf or window sill[/STRIKE]
Level Three
[STRIKE]Wipe the table and replace the cloth if necessary.[/STRIKE]
Sort through and clean out one cupboard
Clean the oven and hob..
Extras- [STRIKE]Clean out the fridge.. make use of anything almost past its best [/STRIKE]
- Wash the windows
- Drag out a large appliance or 2 and clean behind and under it
- Dust and Deweb
Level One
[STRIKE]Strip wash and replace bedding!
Declutter and vacuum the floor![/STRIKE]
Level Two
[STRIKE]Sort and stash any presents you have lying about.. clear the floordrobe!
Clear a box of stuff away
Binbag dance[/STRIKE]
Level Three
[STRIKE]Clear away any stuff on the top of cupboards/chest of drawers/dressing tables etc.
Sort the airing cupboard/linen store/towel cupboard.. is there anything past its best? PDSA/animal charities often are desperate for such things!
Dust and deweb and wipe the paintwork
[/STRIKE]
Extras- [STRIKE]Ring someone you love who you've not spoken to in a while![/STRIKE]
- Write up the christmas cards and get them ready to post!
- HHI
- [STRIKE]Wrap more pressies!![/STRIKE]
Level One
[STRIKE]Clear all floors of clutter
Dejunk pc desk![/STRIKE]
Level Two
Wash windows
Wipe all paintwork
Vacuum/mop all floors
Level three
Clean the bath/shower/loo's/basins etc
Wipe the cup rings and dust off the desk
Scrub down the tiles
Extras[STRIKE]Delete 50 unwanted emails
Defrag the pc and run a virus scan/spyware scan
[/STRIKE]
- Binbag dance
- Write and post christmas cards!!
Level One
[STRIKE]Strip , wash and replace bedding
Declutter and vacuum the floor[/STRIKE]
Level Two
Sort through a cupboard.. any cupboard, could even be a kitchen one!
[STRIKE]Drag out and sort all the gibble from under the bed! -
Straighten the toy boxes and shelves[/STRIKE]
Level Three
[STRIKE]Wash any soft furnishings that need it.. or the duvet!
Dust and deweb[/STRIKE]
Wipe sticky grotmarks from the walls, doors and paintwork
Extras
- Binbag dance
- [STRIKE]HHI [/STRIKE]
- List 1 item to sell .. or sort pics and listings for this weekend FREE LISTING on ebay!
- sort the shoes, coats and bags!
Morning my lovely flyladies
MIA again this week due to nights and essay writing, I have been lurking and flying. See what one can do over the weekend to get more stars:D
Have only skimmed the thread, so big hugs etc to all:A
I had some spotting yesterday (sorry tmi) that stopped as soon as it happened phone hosp said not to worry, wait for scan if happens again come in, had no pain etc they think its the implantation process xxxx:A
LITTLE STEPS
Became a mummy 30/07/10 and 13/02/15:j
keep smiling:D0 -
Morning - fell out of bed at 10ish
so am still sat here in PJ's but I have had brekkie, washed up (although its draining) wiped down the stairs and some grubby patch on the living room floor and put the WM on with the first of many loads. I think the kids are finished in the bathroom so will offski to get showered and dressed then work some more on the list.
Yep...that was (is) plan B! OH will be designated chief babysitter while I disappear at around 6am (yes, 6am...before the hordes arrive - hopefully). I'm planning a mega-shop (ie. 2 weeks worth of 'normal' shop) to arrive on 18 December, then it'll be just the fresh stuff to get..x. I am resisting phoning him up there and ranting at him so I don't look like a mad crazy woman in exOHs eyes....all my CLEAN washing is covered too:mad::mad::mad::mad:
Dilemma alert
Ok so I need a car for work, a reliable, cost effective one as I do a lot of mileage.
I also have debt.
I have a sum of money being transferred to my bank from my credit card, 0% for 14 months.
Soooooo do I
a) spent the lot of a car from a dealership, it'll be second hand but I'll get a warranty and I'm hoping piece of mind that its a decent car with lowish mileage.
b) Put the lot down as a huge deposit and get finance for a new car, then I can use my old car as scrappage, then I'll have the debt and the finance.
c) Lower my sights significantly and spend say half the amount of a car, maybe buy privately through autotrader or local paper. Won't get warranty. Will have significant amount of money to clear most debts and get myself back on track.
d) Get a lease car from work, advantages, I can get a new car, disadvantages, I lose my allowance as a essential car user, my mileage rate drops very significantly and an amount of tax will be deducted from my wages. However everything is taken care of from tax to insurance and piece of mind that if anything goes wrong with the car the garage deals with it and I don't have to pay. All servicing is included too.
Any ideas guys, I would really like the piece of mind of a good reliable car but am extremely worried re the debt issue.:o:o
I think you need to look at what you would lose from your wages and seriously look at a lease car. Wherever you buy a car from it can go wrong and could prove costly which then adds to your debt. Just to give you an idea (you may already know your costs) in the last 12 months we have spent £1700 on fuel (1 car DH cycles to work), £200 insurance, £22 oil, £358 tyres (2:eek:), £220 service/repairs and £210 car tax, and £30 MOT. We have been lucky and have a somewhat reliable Saab but should anything go wrong it will cost big time! Good luck with the decision. ETA read your other post, if you're scared of being in same situation, lease - it will take away the worry.
Lilme - hugs honey
sarah - nice to see you popping in
MSD - +ve vibes for Tristan
Darn -thought the kids had finished in the bathroom, DS there now :mad:Mortgage, we're getting there with the end in sight £6587 07/23, otherwise free of the debt thanks to MSE help!0 -
Tuesday ~ Kitchen of Grot and Dining Room of GloomDONE:j:j:j:j:j:j:j:j:j:j:j:j:jStar please.
Wednesday ~ Master Bedroom and landing
Level One
Strip wash and replace bedding!
Declutter and vacuum the floor!
Level Two
clear the floordrobe!
Clear a box of stuff away
Binbag dance
Level Three
Clear away any stuff on the top of cupboards/chest of drawers/dressing tables etc.
Sort the airing cupboard/linen store/towel cupboard.. is there anything past its best? PDSA/animal charities often are desperate for such things!
Dust and deweb and wipe the paintwork
Extras- Write up the christmas cards and get them ready to post!
- HHI
- Wrap more pressies!!
Level Two
Wash windows
Wipe all paintwork
Vacuum/mop all floors
Level three
Clean the bath/shower/loo's/basins etc
Wipe the cup rings and dust off the desk
Scrub down the tiles
Extras
- Binbag dance
- Write and post christmas cards!!
Level One
vacuum the floor
Extras- HHI
Need to get the christmas tree box away, get BM on and i might even scrub the kitchen floor to see if it brings it up better.
Sometimes it seems that the going is just too rough.And things go wrong no matter what I do.Now and then it seems that life is just too much.But you've got the love I need to see me through.:j :j0 -
Morning all!
Hope you've all had a good week - haven't been able to catch up with all of the thread yet as it's so long since I popped in, and it's moving quickly as usual.
Haven't recieved the Christmas card list pigpen.
Have realised I'm going to have to buy some more cards, as one of the office staff sent me a card the other day, so obviously staff give each other cards at this school too. Plus of course I'll need some for my lovely flying friends.
Had a bit of a lie-in this morning cos I was up working at 5am yesterday cos I couldn't sleep, and was up until 11.30pm last night, and still woke up at 6.30am today, so I went back to sleep with little black furry cat.
2 weeks to go - 10 working days! Woohoo!
Have been spending a lot of time getting evidence for my NQT folder at school, and hopefully my final review (to say whether I've passed my NQT year) will be next week. So, soon I could find out whether I'll be able to teach again (if you fail, you're not allowed to teach in any state school, and you don't get a second chance to try again). Fingers crossed that I pass! Will let you all know as soon as I know a date for the review, so you can send me some vibes. Think it'll be nasty deputy head doing it!
Plan for today then, is to have a shower and get dressed, have brunch, plan the meals for the week, go into town and buy the food and cards, and then mark 6 of my literacy books. I got quite a few up-to-date, but the marking goes back as far as the beginning of November because of all of the stupid assessments we had to do, so lots to do, and it gets very boring! Have split them all up into so many a day so that by the end of the weekend, they should all be done. Also need to clean the bathroom, and do some more washing, and put away the washing that OH did yesterday (he never puts it away).
Hugs to all who need or want them, congratulations where appropriate, and Happy Birthday if I've missed any this week!
Love to you all,
sexymouse xxEnjoy the little things, for one day you may look back and realize they were the big things.I married Moon 8/4/2011, baby boy born 26/9/2012, Angel Baby Poppy born 8/11/15, Rainbow baby boy born 11/2/20170 -
I have never used an online supermarket for my shopping but am considering it so I don't have to deal with them as they get busy. Do they normally have the same sort of deals as going into the stores or not? I am a bit clueless on it at the mo
ETA do you get good fruit, veg etc or is it better to go and choose that yourself?MFW 2025 No. 7 £1130/£1200
MFiT-T7 No. 6 £2873.51/£30,0000 -
Good Luck sexymouse for your NQT assessment.
Shower is now free :T
See ya laterMortgage, we're getting there with the end in sight £6587 07/23, otherwise free of the debt thanks to MSE help!0 -
Thursday - Study
Level One
Clear all floors of clutter DONE
Dejunk pc desk! DONE
Level Two
Wash windows
Wipe all paintwork
Vacuum/mop all floors DONE
Level three
Clean the bath/shower/loo's/basins etc
Wipe the cup rings and dust off the desk DONE
Scrub down the tiles
Extras- Delete 50 unwanted emails DONE
- Defrag the pc and run a virus scan/spyware scan DONE
- Dusted & dewebbed
0 -
Morning folks,
Sorry for missing yesterday, but went to Norfolk, wreath placedon my mother's grave, presents dropped off at various relations, lunch out with father and step mother, and a long horrid drive back 4 and half hours the traffic was horrid horrid horrid.
All lists done to day all stars please.
Hugs to those that need them
Hi to all newbies
Out to night up north for christmas drinks with friends, tomorrow ironing, packing ,wrappnig of wine for cat sitter.
xxxxBreast Cancer Now 100 miles October 2022 100 / 100miles
D- Day 80km June 2024 80/80km (10.06.24 all done)
Diabetic UK 1 million steps July 2024 to complete by end Sept 2024. 1,001,066/ 1,000,000 (20.09.24 all done)
Breast Cancer Now 100 miles 1st May 2025 (18.05.2025 all done)
Diabetic UK 1 million steps July 2025 to complete by end Sept 2025. 724,128 / 1,000,000Sun, Sea0 -
amount of mileage on it 80,000 plus by the end.
My car has 167,000 miles on it and it is an 04 plate:o:o:o and i have done all of those miles
Breast Cancer Now 100 miles October 2022 100 / 100miles
D- Day 80km June 2024 80/80km (10.06.24 all done)
Diabetic UK 1 million steps July 2024 to complete by end Sept 2024. 1,001,066/ 1,000,000 (20.09.24 all done)
Breast Cancer Now 100 miles 1st May 2025 (18.05.2025 all done)
Diabetic UK 1 million steps July 2025 to complete by end Sept 2025. 724,128 / 1,000,000Sun, Sea0
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