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Difficult Decison for December; the NSD thread.

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  • Update for the last few days (only chance I've had to check in, OH has been ill)

    Thur 17th was a Spend Day, had my office Christmas meal
    Fri 18th - NSD no.14
    Sat 19th - NSD no.15
    Sun 20th - NSD no.16

    And today makes NSD no.17!!!!
    Just 3 to go! :D
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
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    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • Kerry_Woman
    Kerry_Woman Posts: 3,155 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Finally achieved my 5th NSD. :j Used my points on my advantage card today. Will try and carry on with the challenge. Any more NSD will be a bonus.
    Frugal Living Challenge 2025 Mortgage free as of 1st August 2013
  • Evening

    I'm afraid I am going to have to retract one of the NSD I declared last week as I actually had an unplanned spend so have updated my sig and will keep you posted only 2 more to go before the month is out, I should be able to manage that

    x
    To be figured out!
  • Evening All,

    I had a NSD yesterday on account of not wanting to brave the weather, but had a spend today. I'm am pleased to say that I stuck to my list. I got the bulk of the remaining prezzies at the end of last week, so I'm hoping to reach my NSD target tomorrow. :j I'll update tomorrow just in case anything comes up, but fingers crossed. :D

    I've not posted for a couple of days, but as ever I've been reading through the thread and as usual it gives me inspiration. Thank you, all. :T
    Have a good week, all - hugs to those who are not feeling too great, congrats to those who are doing well - best wishes to all!
  • Have just read through the thread and made myself chuckle at my earlier post. Not because it's funny (so no need to bother finding it) - it's just funny that I thought to post it as I didn't even mention NSD/SD it was just about me and my unexpected day at home probably because I was feeling a little lonely. It was as if I was making a flipping journal entry or texting my mates! I guess that's a reflection on how a group of virtual 'identities' can actually come across as friendly and create a welcoming environment even in cyber-space.

    In my defence I think also because I was staying at home I viewed it as a super-NSD as I wasn't incurring petrol.

    Anyway guys........just to confirm as I'm nearing the end of it - it's been an NSD today. And that's a bona-fide reason for posting on this thread :rolleyes: Feeling a little more relieved as I'm now in good position to meet my target this month. Hurrraghh.

    Hope trishamggirl has managed to shrug off the dreaded lurgy!
  • I've properly lost track this month. I think I may have had a nsd at some point last week judging by what I recorded as spends but I remember thinking at the time that I'd spent each day. Based on that I'm not going to count it. I did however have a nsd yesterday, which takes me up to a grand total of.... 2. :o Getting 5 more in the next 10 days seems highly unlikely as I know I definitely need to spend on 5 of those days and I've probably forgotten something else, as always seems to be the way! As BigMummaF rightly said though, at least I should get one more on xmas day! :D Boxing day should be a nsd as well as I don't plan to leave the house. I doubt I'll be back on here til after xmas as I'm intending to be out spending money every day til then (food shopping, parties etc) so I'll wish you all a happy xmas and prosperous new year now :beer::xmastree:
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    I've only just joined and I think I had 4 this week. (I've been on holiday sat at home on my bum most of it!). Not bad for December. While count up properly and keep a good track from now on, honest!
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • Another NSD for me today :)
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • Lula-Hula
    Lula-Hula Posts: 7,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Sorry, havent posted at all on here, but have now achieved all my 12 NSDs & gained an extra one today :)

    Have to confess that my NSDs have been alternating with Very Spend Days though :(
  • Woo hoo! Yesterday was another NSD, taking me up to 12 - yea!
    :money: Proud to [STRIKE]be dealing with[/STRIKE] have dealt with my debts! :money:
    DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196

    highest debts: 01/06/2006 £69,023.92 _pale_
    debt free date: 31/12/2012 £0!:D
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