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Difficult Decison for December; the NSD thread.
Comments
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Update for the last few days (only chance I've had to check in, OH has been ill)
Thur 17th was a Spend Day, had my office Christmas meal
Fri 18th - NSD no.14
Sat 19th - NSD no.15
Sun 20th - NSD no.16
And today makes NSD no.17!!!!
Just 3 to go!Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
Finally achieved my 5th NSD. :j Used my points on my advantage card today. Will try and carry on with the challenge. Any more NSD will be a bonus.Frugal Living Challenge 2025 Mortgage free as of 1st August 20130
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Evening
I'm afraid I am going to have to retract one of the NSD I declared last week as I actually had an unplanned spend so have updated my sig and will keep you posted only 2 more to go before the month is out, I should be able to manage that
xTo be figured out!0 -
Evening All,
I had a NSD yesterday on account of not wanting to brave the weather, but had a spend today. I'm am pleased to say that I stuck to my list. I got the bulk of the remaining prezzies at the end of last week, so I'm hoping to reach my NSD target tomorrow. :j I'll update tomorrow just in case anything comes up, but fingers crossed.
I've not posted for a couple of days, but as ever I've been reading through the thread and as usual it gives me inspiration. Thank you, all. :T
Have a good week, all - hugs to those who are not feeling too great, congrats to those who are doing well - best wishes to all!0 -
Have just read through the thread and made myself chuckle at my earlier post. Not because it's funny (so no need to bother finding it) - it's just funny that I thought to post it as I didn't even mention NSD/SD it was just about me and my unexpected day at home probably because I was feeling a little lonely. It was as if I was making a flipping journal entry or texting my mates! I guess that's a reflection on how a group of virtual 'identities' can actually come across as friendly and create a welcoming environment even in cyber-space.
In my defence I think also because I was staying at home I viewed it as a super-NSD as I wasn't incurring petrol.
Anyway guys........just to confirm as I'm nearing the end of it - it's been an NSD today. And that's a bona-fide reason for posting on this thread :rolleyes: Feeling a little more relieved as I'm now in good position to meet my target this month. Hurrraghh.
Hope trishamggirl has managed to shrug off the dreaded lurgy!0 -
I've properly lost track this month. I think I may have had a nsd at some point last week judging by what I recorded as spends but I remember thinking at the time that I'd spent each day. Based on that I'm not going to count it. I did however have a nsd yesterday, which takes me up to a grand total of.... 2.
Getting 5 more in the next 10 days seems highly unlikely as I know I definitely need to spend on 5 of those days and I've probably forgotten something else, as always seems to be the way! As BigMummaF rightly said though, at least I should get one more on xmas day!
Boxing day should be a nsd as well as I don't plan to leave the house. I doubt I'll be back on here til after xmas as I'm intending to be out spending money every day til then (food shopping, parties etc) so I'll wish you all a happy xmas and prosperous new year now :beer::xmastree:
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I've only just joined and I think I had 4 this week. (I've been on holiday sat at home on my bum most of it!). Not bad for December. While count up properly and keep a good track from now on, honest!Please call me 'Pickle'
No More Buying Books: ???
No More Buying DVDs: ???
NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
Proud to be dealing with her debts 1198~
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Another NSD for me today'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0
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Sorry, havent posted at all on here, but have now achieved all my 12 NSDs & gained an extra one today
Have to confess that my NSDs have been alternating with Very Spend Days though0 -
Woo hoo! Yesterday was another NSD, taking me up to 12 - yea!:money: Proud to [STRIKE]be dealing with[/STRIKE] have dealt with my debts! :money:
DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196
highest debts: 01/06/2006 £69,023.92 _pale_
debt free date: 31/12/2012 £0!0
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