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Hey Ho ***Daily Chat Thur 26th Nov*** A month today it will be all over!!

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Comments

  • Pooky
    Pooky Posts: 7,023 Forumite
    1,000 Posts Combo Breaker
    Lucifa73 wrote: »
    Quickquid - typical APR2356%:eek::eek::eek:


    I was reading a thread on that the other day - not as extreme as you might think considering it's a short term loan thing.

    I think they worked it out that if you borrowed £20 from a friend, paid them back within a week but took them to the pub for a pint...to say thanks, that the pint was equivilant to 4000% APR(approx).
    "Start every day off with a smile and get it over with" - W. C. Field.
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Luc, how do you make your rice pudding?
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • becky_rtw
    becky_rtw Posts: 8,393 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    OMG you can tell my boss is away - I have finished my work's to do list for the first time in months :D:D

    Just got to envelope these letters and I can relax tomorrow then!
  • Hi all :hello: anyone around? or are you all busy working or doing housework :eek:. Not much doing here so far - I'm building up to it :rotfl:. Off to first counselling sessin in a bit so feeling a bit nervous and then it's off to college.
    In other news - new sofa arrived yesterday but landlady hadn't got a plan to get rid of the old sofa bed - and it is heavy - just trying to beg someone to help us with it.
    Hugs to Bookie and Snaggles and anyone else who needs them. :grouphug:
    Bookie - have you tried Shelter? and maybe tried getting free legal advice - I think it's CLS- community legal services you need that do legal services for people on benefits etc. Hope things get sorted for you.
    df
    Making my money go further with MSE :j
    How much can I save in 2012 challenge
    75/1200 :eek:
  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
    Well done Becky!

    Good luck with the counselling DF.

    Just got a slow cooker so the rice pudding recipe would be handy here too :D
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
  • Thanks redsquirrel - rice pudding sounds good - I know my OH wants to make one but it's not really my thing - but a quick recipe would be good - don't have a slow coker though.
    College is going o.k - bit hard core sometimes but I am glad you all encouraged me to go for it - might even do Sage or level 2 after Christmas but we will see.
    Weather not too bad here.
    Right best go and get organised.
    df
    Making my money go further with MSE :j
    How much can I save in 2012 challenge
    75/1200 :eek:
  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    Part of the Furniture Combo Breaker
    edited 26 November 2009 at 3:34PM
    Snaggles wrote: »
    Luc, how do you make your rice pudding?

    Scald 900ml of full fat milk (Heat until almost boiling)
    Chuck 3oz pudding rice, 2oz sugar into SC. If you want you can add 2tbsp honey/maple syrup and a good grating of nutmeg or pinch of cinnamon at this stage. Pour over heated milk and SC for 4+ hours or until rice has softened and absorbed most of the liquid.
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    Part of the Furniture Combo Breaker
    edited 26 November 2009 at 3:37PM
    Lucifa73 wrote: »
    Scald 900ml of full fat milk (Heat until almost boiling)
    Chuck 3oz pudding rice, 2oz sugar into SC. If you want you can add 2tbsp honey/maple syrup and a good grating of nutmeg or pinch of cinnamon at this stage. Pour over heated milk and SC for 4+ hours or until rice has softened and absorbed most of the liquid.


    If you don't have a slow cooker you can do one in the oven:

    Pre heat oven to 150C, butter an oven proof dish big enough for the ingredients listed above and bake for 3-4 hours (so to be MSE I suppose you should have a casserole in at the same time;))

    I also like to apply a tin opener to a can of ambrosia, pop in the microwave and scoff the lot;):o

    To jazz it up you can add dried fruit at the start such as apricits, craisins, cherris, sultanas etc. I sometimes poach these separately in a spot of rum, water and brown sugar until plumped and serve ontop of rice pudding...

    I also do a coconut and lime version of rice pudding if anyone is interested...
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    Part of the Furniture Combo Breaker
    And a quick update

    Monday ~ Kitchen and Dining room
    Level One
    Declutter and mop/vacuum floor
    Level Two

    Wipe out the fridge and get rid of anything gross and slide the stuff that needs using now into your meal plan
    Level Three
    Wipe the table, replace the cloth if needed and dust and deweb!
    Tuesday - living area, hall and stairs

    Level one
    Vacuum these areas
    Level Two
    Wipe/vacuum sofas
    Dust.. inc electrical appliances
    Wednesday ~ master bedroom and landing

    Level One
    Strip bedding, wash sheets and remake the bed.. BEFORE BEDTIME!! Air the duvet!
    Level Two
    Vacuum floors.. vacuum and turn the mattress if you are able.
    Level Three
    DONE

    Extras

    1. Do a small job you have been putting off forever
    2. check all the smoke alarms are working as they should!
    3. HHI :rotfl::rotfl::rotfl::rotfl::rotfl:
    4. update your christmas list.. and make sure you have done the email for the flylady list if you wish to participate!
    Thursday ~ Bathroom and Study
    Level One

    Vacuum/mop floors
    Level Three
    Wipe chairs and sofas

    I also need to:

    Finalise and iron (:eek:) outfit for this evening
    Wash dry and straighten (what more ironing!) hair
    Apply super professional looking false nails (broken and split is sooooo not gonna look good)
    Take Nathan to clinic for 9 month (:eek:) weigh/measure etc (this is for my own edification as I like to have his red book updated each month:o) DONE

    Tame eyebrows

    Right - must get vac out before Nathan's next nap


    Whooosh!


    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


  • becky_rtw
    becky_rtw Posts: 8,393 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Droooooool I love rice pudding - stop making me hungry ;)
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