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A Valleys Adventure

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Comments

  • Pinky15
    Pinky15 Posts: 916 Forumite
    Haha sorry no good on the general knowledge front. PS you arent sad about rounding up payment on ccard we all do it lol!:rotfl::rotfl:
    :j
    Nov 2012 - Loan £1200, CC1 £1450
    CC2 £1300, CC3 £100
    Next £200
    I will get rid!!!!
  • beanielou
    beanielou Posts: 96,701 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    My mind just goes blank at these things:o
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    doing well on the c/c front. paid off £300 on payday and managed to pay off another £730 yesterday. that leaves a balance of £465 on the mint card which i aim to pay off by the end of the month
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • beanielou
    beanielou Posts: 96,701 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Blimey good totals there then.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    my loan payment came out today so that's another £122.94 off my totals. i'll do an update once the c/c payments come out. i really seem to be going in the right direction at the moment but i'm trying not to get too overexcited cos i'm a natural worrier so i'd be afraid of something going wrong. bit stupid i know.

    how's things with you beanielou??
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • beanielou
    beanielou Posts: 96,701 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Im plodding on in the right direction too.
    like you Im a real worrier & always worry I may jinx things.
    But onwards & downwards for the mo :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    onwards and downwards is exactly the way we want to go. glad i'm not the only one who worries about things unnecessarily. DH never seems to worry about anything and i sometimes wonder if i'm the only one who worries so much.
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • BEAT_THE_DEBT
    BEAT_THE_DEBT Posts: 2,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Hello from my valley to yours! Reading with interest well done.x
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi Beat the Debt. Welcome to my diary. Hope it doesn't bore you too much.

    Money update

    Car Loan [STRIKE]£4977.90[/STRIKE] £4608.78
    Barclaycard [STRIKE]£5103.82[/STRIKE] £4057.75
    Mint card [STRIKE]£1961.67[/STRIKE] £441.44
    Egg (0% BT) £900

    Total £11,816.05 £10,007.97

    The mint card will get paid off next friday which is pay day. I balance transfered some of the barclaycard balance onto the egg card as it's 0% so although it looks like the barclaycard has come down a lot the overall debt hasn't changed much as it's now on the egg card.

    other news. DD has chicken pox so she's feeling quite sorry for herself at the minute. DH is quite concerned as he's supposed to start work on monday and hasn't had chicken pox as a child. i suppose we'll have to wait and see.
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    pay day today and the best news is that the mint card is now gone. yay.:j i'm so pleased. i'll probably be skint for the rest of the month now but it's worth it to be able to cross it off my spreadsheet and debt list. i am so pleased at the moment. maybe i should stay in bed all day so nothing can ruin my good mood. now that sounds like a plan :rotfl:
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
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