The Sub Prime Credit Thread - Part IV

Zack1

seeya23 wrote: »

i can't get the credit card with natpest as well they dont want me lol

Haha, awww lol! If they keep up their stupid games I'll be leaving them too!

I want Halifax "Offers for you" to update, but it won't . I left £500 in a 0.10% current account and they haven't updated it

Zack1

Innocent_Guy wrote: »

Haha, well done . That's your finance app not a card? I want a Barclays card!

How do they review it instantly? Does it actually go to a person, or is it just automated?

ElkyElky

Excellent. Is that the finance for the Mac? If so, the Mac will make you a VERY happy man, in more ways than one. Macs are the best.

I haven't put down my Mac since buying it. I've hardly ever touched my Horrible windows desktop.

Lapchien

Whamy wrote: »

Second was Barclaycard Initial in the past I've not had the best of relationships with Barclaycard
in fact I've only just got them to remove an incorrect default of my file with the help of the ICO.
Did the application on line again pressed submit and bingo auto accept again but fell of my chair when I saw the limit £2000 I was expecting it to be declined but that will do nicely.

Was declined for this back in the summer, but since then I have had the ccj I had set aside. I still have 4 defaults, what do you reckon my chances are? Do you have any defaults?

never-in-doubt

marksoton wrote: »

Oi ! Only just noticed this. :mad::p

LOL, sorry mate

never-in-doubt

Lapchien wrote: »

Was declined for this back in the summer, but since then I have had the ccj I had set aside. I still have 4 defaults, what do you reckon my chances are? Do you have any defaults?

Barclays are notoriously strict - 4 defaults seems high in my opinion

seeya23

never-in-doubt wrote: »

Barclays are notoriously strict - 4 defaults seems high in my opinion

i try the Pre-application check and got a big no may have somethink to do with my 2 ccjs

never-in-doubt

seeya23 wrote: »

i try the Pre-application check and got a big no may have somethink to do with my 2 ccjs

Ahh maybe so mate - a CCJ is usually a no-no with Barclays for mainstream credit :rolleyes:

seeya23

never-in-doubt wrote: »

Ahh maybe so mate - a CCJ is usually a no-no with Barclays for mainstream credit :rolleyes:

yes they say no ccjs in the last 5 years

seeya23

flybe said no to my wife that may have somethink to do with me they seach my file as well