The Sub Prime Credit Thread - Part IV

Innocent_Guy

Guys need to know ASAP who Barclays Partner finance search....

I want to finance a mac however am hesitant of applying. Also do you think it will make a difference with acceptance if I apply in store or online?

never-in-doubt

Innocent_Guy wrote: »

Guys need to know ASAP who Barclays Partner finance search....

I want to finance a mac however am hesitant of applying. Also do you think it will make a difference with acceptance if I apply in store or online?

check with underground mate - you know, who searches who thread?

Why on earth would you do such a daft thing as buy a mac? I mean, doh! :rotfl: :rotfl: :rotfl:

Innocent_Guy

never-in-doubt wrote: »

check with underground mate - you know, who searches who thread?

Why on earth would you do such a daft thing as buy a mac? I mean, doh! :rotfl: :rotfl: :rotfl:

LOL, Mac is brilliant! I think barclays partner finance search Experian anyway. I want to apply instore but couldn't bare the embarrasment of a decline!

Innocent_Guy

Zack1 wrote: »

http://www.natwest.com/personal/credit-cards/g1/classic.ashx#tabs=section2

Would I have a chance of getting that? As I'm an existing customer... It asks for account number & sort code, so if I give them the account number of the student account? That way they might give me a decent limit and get rid of the student card? As it's them that issued the student card would they potentially make the decision, or could I offer that in any appeal? I’ll probably have to apply in June rather than now though.

I see the minimum limit is £300, so could I get any kind of "transfer"? I'm on £350 with the student card, I'd take the £50 cut (as Capital One is going up by £100 soon) just because eventually they should give me more, where with student account they say I'm having £350 and that's the end of it:mad:. I don't mean transfer as in balance transfer either (I know they aren't permitted, I don't have a balance anyway), I just mean some kind of deal with them so that they give me £300 on this card and get rid of the £350 on the other card, which surely if anything reduces their risk (because it's £50 less potential liability)

There was a user on here who got declined for 1 natwest card but already had another. They appealed and offered to close one in exchange for the other and this was granted. HTH

seeya23

Innocent_Guy wrote: »

LOL, Mac is brilliant! I think barclays partner finance search Experian anyway. I want to apply instore but couldn't bare the embarrasment of a decline!

apply online then it.s only the pc saying no lol

Innocent_Guy

seeya23 wrote: »

apply online then it.s only the pc saying no lol

My issue is that I am too impatient :rotfl:

Innocent_Guy

Innocent_Guy wrote: »

My issue is that I am too impatient :rotfl:

Application has been reffered, will have an answer within the hour

Whamy

Zack

Jumped on the wagon with MBNA when I saw a post back in Sub prime part 3 I think it was were MBNA were doing a card with a £100 Deposit if your credit histroy wasn't the best haven't seen anyone talk about lately so looks like they pulled it.

never-in-doubt

Whamy wrote: »

Zack

Jumped on the wagon with MBNA when I saw a post back in Sub prime part 3 I think it was were MBNA were doing a card with a £100 Deposit if your credit histroy wasn't the best haven't seen anyone talk about lately so looks like they pulled it.

God that card account was taken away a while back now - it used to be their classic card and you paid £100 and got a small limit...... maybe people were struggling with small limits so they scrapped it - who knows

never-in-doubt

Innocent_Guy wrote: »

Application has been reffered, will have an answer within the hour

Good Luck mate - let us know! Did you do it online? What website did you apply under?