The Sub Prime Credit Thread - Part IV

Innocent_Guy

never-in-doubt wrote: »

Well I hope you never used the same grammar when you applied mate :rotfl: :rotfl:

Their There They're - remember the difference :cool: :cool:

I used to like you, until you posted this - How can you be wanting to go and work for a bank? A Spanish outfit that has no idea, nonetheless? I * thought * you were intelligent mate :rotfl:

LMAO :rotfl:

Bluerover

Well looks like things are looking up default comes off July 2010. Have had clean credit apart from this no missed late payments nothing but green 0's on everything. And it works people I have had an offer from LTSB CC balance transfers 0% 12 months 2.9% transfer fee phoned them up to transfer balance. And thought things must be looking up phoned Cap One which is sitting doing nothing....£500 limit 34.9% interest said I was leaving and told to look website at their good offers and apply so I did I applied for there Worldmastercard with 19.9% and 1% cashback and got accepted straight off......£5,000 limit. Which I won't useas I want to move into mainstream 0% deals and thought while on a homerun, i'd try elsewhere and got accepted for the yorkshirebank gold )% balance transfer for 16 months and 16.9% apr just waiting for limit.

Also been into Nationwide today where I have a cash account basic account to be asked would I like to upgrade to there current acount with overdraft and debit card.

So what I am trying to say is stick with it credit can improve. So bye bye 43% vanquis......and 34% Cap One. Even 19.9% seems high now how a year changes you perspective. I am so going to be a taking advantage of all I have learnt from this site and sub prime threads I will always consider myself a sub primer.........even as I tart about my 0% cards.

kilasuit

never-in-doubt wrote: »

Well I hope you never used the same grammar when you applied mate :rotfl: :rotfl:

Their There They're - remember the difference :cool: :cool:

I used to like you, until you posted this - How can you be wanting to go and work for a bank? A Spanish outfit that has no idea, nonetheless? I * thought * you were intelligent mate :rotfl:

Honest truth is i have a child and a family to think of in my area the jobs going are pretty pants tbh.

The intelligence is in the fact that instead of at 20 being on £5.07 an hour and working my !!! of to pay the bills (talking 12-16hour days) i might be able to see my son grow up and that is what's important to me.

Enjoyment and company worked for are in my opinion irrelevant. Though saying that i'm more likely to enjoy working there than in my current place of employment which atm seems not to offer any potential promotions and real job satisfaction. Just stress and incompetence.

kilasuit

kilasuit wrote: »

Honest truth is i have a child and a family to think of in my area the jobs going are pretty pants tbh.

The intelligence is in the fact that instead of at 20 being on £5.07 an hour and working my !!! of to pay the bills (talking 12-16hour days) i might be able to see my son grow up and that is what's important to me.

Enjoyment and company worked for are in my opinion irrelevant. Though saying that i'm more likely to enjoy working there than in my current place of employment which atm seems not to offer any potential promotions and real job satisfaction. Just stress and incompetence.

fair enough point?

sutton111

kilasuit wrote: »

fair enough point?

lol

He wasn't being serious, he was only joking!! :rotfl:

BTW which branch? High Street or St Mary's street?

sutton111

Bluerover wrote: »

Well looks like things are looking up default comes off July 2010. Have had clean credit apart from this no missed late payments nothing but green 0's on everything. And it works people I have had an offer from LTSB CC balance transfers 0% 12 months 2.9% transfer fee phoned them up to transfer balance. And thought things must be looking up phoned Cap One which is sitting doing nothing....£500 limit 34.9% interest said I was leaving and told to look website at their good offers and apply so I did I applied for there Worldmastercard with 19.9% and 1% cashback and got accepted straight off......£5,000 limit. Which I won't useas I want to move into mainstream 0% deals and thought while on a homerun, i'd try elsewhere and got accepted for the yorkshirebank gold )% balance transfer for 16 months and 16.9% apr just waiting for limit.


Also been into Nationwide today where I have a cash account basic account to be asked would I like to upgrade to there current acount with overdraft and debit card.

So what I am trying to say is stick with it credit can improve. So bye bye 43% vanquis......and 34% Cap One. Even 19.9% seems high now how a year changes you perspective. I am so going to be a taking advantage of all I have learnt from this site and sub prime threads I will always consider myself a sub primer.........even as I tart about my 0% cards.

So did Nationwide give you a "full" account?

TheEffect

Good evening all. Is everyone looking forward to the England match tomorrow? Thankfully the school is closing (where I work) at 2.30pm and putting the football on the big screen in the main-hall. Being paid for watching football is good. They said no about drinking a few tins though. Apparently a bunch of school staff drinking alcohol in the school hall isn't a great idea. Ah well... :P

I'm off to Africa in 2 weeks. Going for 23 days! Fun fun fun!

sutton111

TheEffect wrote: »

Good evening all. Is everyone looking forward to the England match tomorrow? Thankfully the school is closing (where I work) at 2.30pm and putting the football on the big screen in the main-hall. Being paid for watching football is good. They said no about drinking a few tins though. Apparently a bunch of school staff drinking alcohol in the school hall isn't a great idea. Ah well... :P

I'm off to Africa in 2 weeks. Going for 23 days! Fun fun fun!

Where are you going in Africa? On Safari?

So are you getting yourself a new iPhone and what network? I know o2 aren't dishing out new contracts for new customers. They're only to existing customers who are transferring or upgrading.

kilasuit

sutton111 wrote: »

lol

He wasn't being serious, he was only joking!! :rotfl:

BTW which branch? High Street or St Mary's street?

Interview is at St Marys but cud be either tbh. Could even be A&L in the end

sutton111

kilasuit wrote: »

Interview is at St Marys but cud be either tbh. Could even be A&L in the end

Oh good luck with it!! I think they'll close that A&L branch on the corner. I never actually see anyone in it.