The Sub Prime Credit Thread - Part IV

thussein

how long do yu have to wait with barclaycard to get an increase after asking and being declined. i have 1000 limit with a 200 balance.

izools

thussein wrote: »

how long do yu have to wait with barclaycard to get an increase after asking and being declined. i have 1000 limit with a 200 balance.

3-6 months. Each time you ask you'll be pre-declined for three months so if you keep asking after say 2 months and 29 days you'll never get a yes.

Good luck

BugsyBrowne

thussein wrote: »

how long do yu have to wait with barclaycard to get an increase after asking and being declined. i have 1000 limit with a 200 balance.

Depends what barclaycard you have,the better ones let you reapply for a credit limit increase once declined 6 weeks later..

izools

star-fire wrote: »

Depends what barclaycard you have,the better ones let you reapply for a credit limit increase once declined 6 weeks later..

Yeah they let you apply for it of course, to gauge whether you're suffering debt stress, and if you're on the phone exactly six weeks later asking agin they know for sure you're under debt stress and say no!

If you actually want to stand a chance wait a minimum of three months between increase requests

kilasuit

Got my face to face interview with Santander 2moro. Hoping it all goes well.

izools

kilasuit wrote: »

Got my face to face interview with Santander 2moro. Hoping it all goes well.

What's that for? Job application or credit application?

kilasuit

izools wrote: »

What's that for? Job application or credit application?

Job Its for a Personal Banking Advisor role. Hoping i fit their criteria for it as i've gone though there long application process and could do with a new challenge in my working life.

izools

Awesome well good luck, hope it goes well for you!

kilasuit

Not the only one trust me.
Lookin at this as the job that would allow me (if i keep on with Qualifications etc) to move into different areas of the banking industry inc. credit risk analysis, mortgage advisor etc etc.

Jobs wise the potential in different areas in the banking industry is massive.

never-in-doubt

kilasuit wrote: »

Job Its for a Personal Banking Advisor role. Hoping i fit their criteria for it as i've gone though there long application process and could do with a new challenge in my working life.

Well I hope you never used the same grammar when you applied mate :rotfl: :rotfl:

Their There They're - remember the difference :cool: :cool:

I used to like you, until you posted this - How can you be wanting to go and work for a bank? A Spanish outfit that has no idea, nonetheless? I * thought * you were intelligent mate :rotfl: