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The Sub Prime Credit Thread - Part IV

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  • cifpower
    cifpower Posts: 6,502 Forumite
    wizzywig27 wrote: »
    More than my Barclays one then :D

    he said I could draw it out next day though?
    Yes you can
  • cifpower
    cifpower Posts: 6,502 Forumite
    My car had its MOT today and it needs a new front exhaust and the heatshield replaced. This will come to more than £100. Would it be advisable to put it on a credit card or will I just use my Maestro?
  • davethorp
    davethorp Posts: 1,578 Forumite
    Part of the Furniture 1,000 Posts
    cifpower wrote: »
    My car had its MOT today and it needs a new front exhaust and the heatshield replaced. This will come to more than £100. Would it be advisable to put it on a credit card or will I just use my Maestro?

    I'd say CC myself
  • wizzywig27
    wizzywig27 Posts: 1,536 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    cifpower wrote: »
    Yes you can

    nice one mate, do I need to deposit £100 before they send the card etc? :confused:
  • cifpower
    cifpower Posts: 6,502 Forumite
    wizzywig27 wrote: »
    nice one mate, do I need to deposit £100 before they send the card etc? :confused:
    Yes you do
  • wizzywig27
    wizzywig27 Posts: 1,536 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    cifpower wrote: »
    Yes you do

    Thank you for the info ;)
  • Zack1
    Zack1 Posts: 1,433 Forumite
    What's the point in a £100 deposit if they then let you withdraw it straight away :confused: or is there something I'm missing? Like o2 I had to give them £150 and they keep hold of it forever, I thought that's how deposits were supposed to work?
  • cifpower
    cifpower Posts: 6,502 Forumite
    Zack1 wrote: »
    What's the point in a £100 deposit if they then let you withdraw it straight away :confused: or is there something I'm missing? Like o2 I had to give them £150 and they keep hold of it forever, I thought that's how deposits were supposed to work?
    With Halifax you have to deposit at least £100 to trigger the production of the card and cheque book. It's just the way they work I'm afraid. Shows your serious intent I suppose.
  • wizzywig27
    wizzywig27 Posts: 1,536 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    cifpower wrote: »
    With Halifax you have to deposit at least £100 to trigger the production of the card and cheque book. It's just the way they work I'm afraid. Shows your serious intent I suppose.

    I dont recall asking for a Cheque book, do I still get a CGC? I am confused now :confused:
  • cifpower
    cifpower Posts: 6,502 Forumite
    wizzywig27 wrote: »
    I dont recall asking for a Cheque book, do I still get a CGC? I am confused now :confused:
    I didn't get a CGC but I still had to deposit £100. I did get a chequebook though. Does it matter to you if you get a CGC?
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