The Sub Prime Credit Thread - Part IV

usedandabused

laney85 wrote: »

took ages to come pin and card were week apart, applied around 15th March eventually got Card on Sat 3rd April, £250 limit . No probs but havent used it exept to change pin lol

Yours should come .........eventually

the recent bank holiday has really delayed a lot of my post, argh!!!!!

well done to everyone on their successful applications :beer:

PARIS_5000

kerryberryboo wrote: »

well done!
Do you already have an aquacard? Had any problems with them?

I got my aqua card recently the customer service is okay but be careful when you call up to actvite the card they can be quite aggressive to try and get you to sign up for payment insurance.

This is second Aqua card I had one last year and only use it once and closed my account but decide to try them again. The online sevice is limted compare to Capital one. I did a transaction on the 2nd April which has not shown up yet.

Its-A-New-Age-Thing

kerryberryboo wrote: »

I did get it haha - was just playing :rotfl::rotfl:

see that coz ure way clever

REGARDING aqua got a big surprise from them today my OPENING LIMIT on my card is £800 QUITE SURPRISED £200 more than there estimated

im not complainin though

:A

alfred64

Aqua also allow considerably less time between statement date and payment due date compared with other card issuers.

kerryberryboo

Its-A-New-Age-Thing wrote: »

see that coz ure way clever

REGARDING aqua got a big surprise from them today my OPENING LIMIT on my card is £800 QUITE SURPRISED £200 more than there estimated

im not complainin though

:A

How does that happen?

brians_daughter

Afternoon folks!
Just a quick Q.. re cap1 progress card... I have been talking about this with a mate and, on reflection I reckon i have given her duff info....

I know with the progress card they reduce your APR on months 5, 11 and 17..But do they also automatically assess you for credit limit increases then too?

I told her they did, but thinking about it i dont think they do....I dunno where i made that up from if they dont lol.......

She is/was gonna apply but said i would ask 1st!

brians_daughter

kerryberryboo wrote: »

How does that happen?

Was jusy gonna ask same thing... sent my cca off over weekend, but when i called last week i was told my limit was £900 - so curious to see if this could potentially change

kerryberryboo

brians_daughter wrote: »

Was jusy gonna ask same thing... sent my cca off over weekend, but when i called last week i was told my limit was £900 - so curious to see if this could potentially change

When I called my limit was £250, I have a feeling this won't increase by the time I get my card! Will let you all know though!

usedandabused

alfred64 wrote: »

Aqua also allow considerably less time between statement date and payment due date compared with other card issuers.

is that the same for Halifax/HBOS cards?

btw does anyone know who underwirtes Vanquis (MBNA?) ?

ElkyElky

usedandabused wrote: »

is that the same for Halifax/HBOS cards?

btw does anyone know who underwirtes Vanquis (MBNA?) ?

Provident.