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The Sub Prime Credit Thread - Part IV

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  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Brian1966 wrote: »
    Just read your template letter. Will send tomorrow.
    Mine is virtually identical. First default registered at my address prior to last for a similar amount 1600 ish then re-registered with a vastly inflated figure at my last address. Experian only shows one default with bumped up figure, ie started at 1600 now a lot more and updated monthly :mad:

    Cabot did that to me. One at my previous address and one at my current. I just raised a dispute with Equifax and they removed it.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Night all. Knackered, i'll chase Halifax up tomorrow regarding my recent application.
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    sutton111 wrote: »
    :rotfl::rotfl::rotfl:

    But your MSE's resident nymphomaniac:rotfl:
    I really don't know what you mean :rotfl: I'm a good catholic boy...AS IF lolol :rotfl:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Brian1966 wrote: »
    Just read your template letter. Will send tomorrow.
    Mine is virtually identical. First default registered at my address prior to last for a similar amount 1600 ish then re-registered with a vastly inflated figure at my last address. Experian only shows one default with bumped up figure, ie started at 1600 now a lot more and updated monthly :mad:

    Good luck matey - you'll need to edit bits of it naturally..... if they play hard to get let me know by PM cos i'm not on here so much lately.... tend to live in my unenforceable thread....

    cheers mate - catch you later :beer:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    sutton111 wrote: »
    Cabot did that to me. One at my previous address and one at my current. I just raised a dispute with Equifax and they removed it.
    Did you get one or BOTH removed. Which one stayed...previous address or current?
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    Good luck matey - you'll need to edit bits of it naturally..... if they play hard to get let me know by PM cos i'm not on here so much lately.... tend to live in my unenforceable thread....

    cheers mate - catch you later :beer:
    Need to edit very little...Mr Riley could be my twin brother the case is so similar :rotfl:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Brian1966 wrote: »
    Need to edit very little...Mr Riley could be my twin brother the case is so similar :rotfl:

    The default date(s) that are quoted need to be changed - just read it properly before sending it lol...... :D:D Also if you use my template thank the bloody post! Tsk, tight scouse &*%$ hahahah :eek:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    The default date(s) that are quoted need to be changed - just read it properly before sending it lol...... :D:D Also if you use my template thank the bloody post! Tsk, tight scouse &*%$ hahahah :eek:
    Scouse??? I'm a Cheshire (ite) born and raised in Stockport..... Not a fan of the old bin-dippers lol Scouse?? aargh...never been so insulted :rotfl::rotfl::rotfl: I live in Skem because as always I followed my willy and not my heart :rotfl:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Brian1966 wrote: »
    Scouse??? I'm a Cheshire (ite) born and raised in Stockport..... Not a fan of the old bin-dippers lol Scouse?? aargh...never been so insulted :rotfl::rotfl::rotfl: I live in Skem because as always I followed my willy and not my heart :rotfl:

    Mate I know where you're from thus my insult worked :rotfl::rotfl::rotfl:

    Hahahah - sorry mate don't bite.... its like you calling me English, or a Celtic fan :mad::mad::mad:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    Also if you use my template thank the bloody post! Tsk, tight scouse &*%$ hahahah :eek:
    Just thanked... get my defaults removed and I will be on my knees...forever in your debt :rotfl::rotfl:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
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