The Sub Prime Credit Thread - Part IV

never-in-doubt

They_Were_Up_In_Arms wrote: »

adriaaaaaaan!!!

Ash - hows it going mate? Nice to see you again old pal.... :beer::beer:

never-in-doubt

kilasuit wrote: »

good ole samaritain NID.

Always on hand to help.

Lots of ppl on here would be have been rather stuck without ya!

aaw bless - cheers mate :beer::beer:

Just got another £5k wiped yesterday for libbyjade as well :rotfl::rotfl:

I should set targets! :eek:

never-in-doubt

Brian1966 wrote: »

I have adverse nearly 5yrs old on Equifax.
Read a post on last page from a guy called Alan whose situation mirrors mine. One debt, two addresses, two defaults. Same people too the lovely Cabot :mad:

want me to sort it for ya matey? :beer:

Brian1966

never-in-doubt wrote: »

want me to sort it for ya matey? :beer:

Wont say no :beer:

sutton111

noah271007 wrote: »

Sutton, now you are offically prime yay! What APR and limit did you get?

I got a £1000 @ 24.9% APR. Not too bad, considering 6 months ago I could even get a credit card.

sutton111

noah271007 wrote: »

Sorry to hear that mate. Have you any adverse with Equifax? Proliant/Sutton/others...did you have some adverse data on Equifax or on Experian?

I am trying to work out whether you do need a clean Equifax file to have a chance as it is stated on their website that the applicant must have a clean credit history..ie no defaults.

You don't need a clean file. I have 1 satisfied default from Jan 2007. Everything else is spot on.

Brian1966

sutton111 wrote: »

I got a £1000 @ 24.9% APR. Not too bad, considering 6 months ago I could even get a credit card.

If I were an underwriter and you were FEMALE...I would have GIVEN YOU ONE :rotfl::rotfl:

never-in-doubt

Brian1966 wrote: »

Wont say no :beer:

PM me details or post up here, follow my response to alanriley and you'll see what he provided and then i'll sort you a letter - or amend the one I done for him to suit you and send that mate - they know they cannot file 2 defaults and i've only just started on them with this carry on with alanriley - basically both defaults will be removed - watch this space! :p

So let me know if you'll PM or amend the letter I done for him. ( #2856)... either way, they will remove them by the time we've finished, don't worry mate - this is second nature now! :rotfl::rotfl:

sutton111

Brian1966 wrote: »

If I were an underwriter and you were FEMALE...I would have GIVEN YOU ONE :rotfl::rotfl:

:rotfl::rotfl::rotfl:

But your MSE's resident nymphomaniac:rotfl:

Brian1966

never-in-doubt wrote: »

PM me details or post up here, follow my response to alanriley and you'll see what he provided and then i'll sort you a letter - or amend the one I done for him to suit you and send that mate - they know they cannot file 2 defaults and i've only just started on them with this carry on with alanriley - basically both defaults will be removed - watch this space! :p

So let me know if you'll PM or amend the letter I done for him. ( #2856)... either way, they will remove them by the time we've finished, don't worry mate - this is second nature now! :rotfl::rotfl:

Just read your template letter. Will send tomorrow.
Mine is virtually identical. First default registered at my address prior to last for a similar amount 1600 ish then re-registered with a vastly inflated figure at my last address. Experian only shows one default with bumped up figure, ie started at 1600 now a lot more and updated monthly :mad: