The Sub Prime Credit Thread - Part IV

cockywatchman

Erm numpty sorry NID my pal has worked there since 1993 mbna only set up in the business park in chester around that time it is now 2010 so 17 or so years in the time I have known him he has helped four people I know off 100% fact.

You claim to know alot of things about credit, but my pal does it for a living his job title is senior credit analyst so certainly not a bottom feeder as your post implies.

Maybe he could give bigger limits out to people in our team? but I guess if it went wrong their account wonder how long it would take mbna team to found out all account opened by a chester underwriter and addresses in chester. You are the only one on this site who talks out of his backside.

I wouldn't be surprised if you claimed dole & lived in a bedsit you silly man. The highlight of your day was when someone replies to your sad act posts.

never-in-doubt

cockywatchman wrote: »

Erm numpty sorry NID my pal has worked there since 1993 mbna only set up in the business park in chester around that time it is now 2010 so 17 or so years in the time I have known him he has helped four people I know off 100% fact.

You claim to know alot of things about credit, but my pal does it for a living his job title is senior credit analyst so certainly not a bottom feeder as your post implies.

Maybe he could give bigger limits out to people in our team? but I guess if it went wrong their account wonder how long it would take mbna team to found out all account opened by a chester underwriter and addresses in chester. You are the only one on this site who talks out of his backside.

I wouldn't be surprised if you claimed dole & lived in a bedsit you silly man. The highlight of your day was when someone replies to your sad act posts.

Ive just explained to you the process, PM me his name.... i'll tell you mine gladly then you ask him if he knows me and then see his face! Bet he will be telling you to shuttup in future!

The fact you're resorting to insults says it all really..... for the record your so called senior credit analysts are junior underwriters on £25-£34k.... they have restricted access, you know this right?

They cannot access the account and authorise the account AND the limit - governance insist upon the break in chain.... you knew that right? i.e. needs at least 3 people to do what you describe.....

Oh, i'm on the dole yea? :rotfl: :rotfl: :rotfl:

usedandabused

cockywatchman wrote: »

Erm numpty sorry NID my pal has worked there since 1993 mbna only set up in the business park in chester around that time it is now 2010 so 17 or so years in the time I have known him he has helped four people I know off 100% fact.

You claim to know alot of things about credit, but my pal does it for a living his job title is senior credit analyst so certainly not a bottom feeder as your post implies.

Maybe he could give bigger limits out to people in our team? but I guess if it went wrong their account wonder how long it would take mbna team to found out all account opened by a chester underwriter and addresses in chester. You are the only one on this site who talks out of his backside.

I wouldn't be surprised if you claimed dole & lived in a bedsit you silly man. The highlight of your day was when someone replies to your sad act posts.

you're rude NID is the most informative and helpful person i have encountered esp with all things subprime, don't be so rude!

cockywatchman

Rub the lamp and aladin appears amazing what times signing on today? ha.

JT said when an application gets put through the system he can take it off the queue of work and pull so he can look at it, I never said he did all four at the same time he is clearly good at his job and is paid well for it.

Now for you information people who work in banks have to have a clean credit record mr numpty, now how can u claim to have problems with opening accounts with hsbc, first direct and natwest when clearly you are a 40 year old from nottingham dripping with defaults, bit of a stranger from the truth arent we NID.

usedandabused

cockywatchman wrote: »

Rub the lamp and aladin appears amazing what times signing on today? ha.

JT said when an application gets put through the system he can take it off the queue of work and pull so he can look at it, I never said he did all four at the same time he is clearly good at his job and is paid well for it.

Now for you information people who work in banks have to have a clean credit record mr numpty, now how can u claim to have problems with opening accounts with hsbc, first direct and natwest when clearly you are a 40 year old from nottingham dripping with defaults, bit of a stranger from the truth arent we NID.

MORON, I don't know why you've decided to act a muppet and spit the dummy

never-in-doubt

cockywatchman wrote: »

Rub the lamp and aladin appears amazing what times signing on today? ha.

JT said when an application gets put through the system he can take it off the queue of work and pull so he can look at it, I never said he did all four at the same time he is clearly good at his job and is paid well for it.

Now for you information people who work in banks have to have a clean credit record mr numpty, now how can u claim to have problems with opening accounts with hsbc, first direct and natwest when clearly you are a 40 year old from nottingham dripping with defaults, bit of a stranger from the truth arent we NID.

Ermmmm - you're way off the mark matey and you've now just proved who the troll is here!

I don't need to troll, and I also am not from Nottingham (:rotfl:) I have HSBC thanks and haven't applied to 1st direct for a year and was the victim of ID fraud - now what? All what I say is proven and on the thread.....

My posts and knowledge speaks for itself, on that note goodbye.

seeya23

cockywatchman wrote: »

Rub the lamp and aladin appears amazing what times signing on today? ha.

JT said when an application gets put through the system he can take it off the queue of work and pull so he can look at it, I never said he did all four at the same time he is clearly good at his job and is paid well for it.

Now for you information people who work in banks have to have a clean credit record mr numpty, now how can u claim to have problems with opening accounts with hsbc, first direct and natwest when clearly you are a 40 year old from nottingham dripping with defaults, bit of a stranger from the truth arent we NID.

what nottingham got to do with it

never-in-doubt

usedandabused wrote: »

MORON, I don't know why you've decided to act a muppet and spit the dummy

Mate ignore the guy - he doesn't have a clue - he's trying to cause bother.

I've PM'd one of the senior MBNA managers to see what he says, it shouldn't be hard to find someone (in underwriting) that has been into 4 mates accounts and raised the limits - with initials JT I presume, this is what I was doing as a job until last week!

But he knows best doesn't he! We'll soon see :rotfl: :rotfl:

oh before I forget, i'm glad i'm not your mate cos you've now cost him his job if his initials are anything to go by! Idiot!

BugsyBrowne

Cant believe there has been a bust up and i did not start it..
i better go on another thread and cause !!!!!! there only joking!!:rotfl:

usedandabused

never-in-doubt wrote: »

Mate ignore the guy - he doesn't have a clue - he's trying to cause bother.

I've PM'd one of the senior MBNA managers to see what he says, it shouldn't be hard to find someone (in underwriting) that has been into 4 mates accounts and raised the limits, this is what I was doing as a job until last week!

But he knows best doesn't he! We'll soon see :rotfl: :rotfl:

yes i'll ignore but it really annoys me when people turn personal, and insult the people who really do care on here :mad::mad: