The Sub Prime Credit Thread - Part IV

CHALLISAVENUE

seeya23 wrote: »

well done



any room for me :rotfl::rotfl::rotfl:

LOL dont think my lovely boyfriend would be too happy lol:D:D:D:D,then again i might persuade him lolol


Kelly

CHALLISAVENUE

Yes,yes naughty i know but after todays success with Aqua, i decided to apply for the MBNA Platinum,primarily for the 0% deal and i did it over the phone.

Gave the advisor all the usual details and they strangely said we'll have to put you on hold to check something,was on hold for exactly 7 minutes and the guy came back and said i had been approved:eek:,i was in shock,never in a million years did i think id get it but he said i had been approved and all the paper work would be with me within the next few days,all i have to do is sign and return it:o

I darent say what the limit is because i still cant belive it myself :eek::eek::eek::eek:,i had to ask him to repeat it twice lol

Thats it for me now with applications for at least 6 months minimum as i think ive got all i need now.


Best Wishes Kelly

seeya23

CHALLISAVENUE wrote: »

Yes,yes naughty i know but after todays success with Aqua, i decided to apply for the MBNA Platinum,primarily for the 0% deal and i did it over the phone.

Gave the advisor all the usual details and they strangely said we'll have to put you on hold to check something,was on hold for exactly 7 minutes and the guy came back and said i had been approved:eek:,i was in shock,never in a million years did i think id get it but he said i had been approved and all the paper work would be with me within the next few days,all i have to do is sign and return it:o

I darent say what the limit is because i still cant belive it myself :eek::eek::eek::eek:,i had to ask him to repeat it twice lol

Thats it for me now with applications for at least 6 months minimum as i think ive got all i need now.


Best Wishes Kelly

well done what did you say your limit was :rotfl:

CHALLISAVENUE

seeya23 wrote: »

well done what did you say limit was :rotfl:

hi seeya, well he said the limit granted was £6000,not bad i suppose;)

Thats enough applications for me now i think.

Best Wishes


Kelly

plumber2009

CHALLISAVENUE wrote: »

hi seeya, well he said the limit granted was £6000,not bad i suppose;)

Thats enough applications for me now i think.

Best Wishes


Kelly

That is a pretty standard limit for a mainstream card in my view, especially MBNA.

Congratulations:T. MBNA are hard to get.

seeya23

CHALLISAVENUE wrote: »

hi seeya, well he said the limit granted was £6000,not bad i suppose;)

Thats enough applications for me now i think.

Best Wishes


Kelly

6k that,s some limit i wish i could get a limit like that may be in 4 years time

BugsyBrowne

well done for getting mbna that is a very good limit..

brians_daughter

CHALLISAVENUE wrote: »

My credit status is fine really apart from one old default due to drop off in september this year for £1,489.

Hopefully you will get something similar.

Kelly

Oh thats promising, i have no defaults ccj's etc but did have an arrangement to pay that was returned to normal account status over 12 months ago... THb i dont really need it, but i have been getting itchy fingers and in the past 12 months have got a very.co.uk account , cap 1 progress card and littlewoods (just to take advantage of the 10% off thing for new accounts)

never-in-doubt

ElkyElky wrote: »

I got an increase on my Capital One from £100 to £200. I've made a complaint, telling them I want the £500 stated in the summary box and I'll be taking the matter to the ombudsman if they fail to comply.

You can't do anything mate - your only option is the FOS or trading standards for misleading...... however you can't do much in all fairness.

The thing is so long as they allow a certain percentage of customers that deal then they are breaking no laws mate.... :D

I'd say if you're unhappy close the account..

never-in-doubt

sutton111 wrote: »

LOL I bet you were causing havoc!!

Nid, you have a Coventry account don't you, well do they search Equifax exclusively?

They did with me matey :D

Do not apply - you will not get accepted as you have defaults - these have to be gone. I've advised you my opinion, on PM..