The Sub Prime Credit Thread - Part IV

seeya23

good evening to all where.s nid ???

CHALLISAVENUE

Evening seeya, what you up too tonight ???


Kelly

seeya23

CHALLISAVENUE wrote: »

Evening seeya, what you up too tonight ???


Kelly

not a lot just got back from my mate,s

CHALLISAVENUE

seeya23 wrote: »

not a lot just got back from my mate,s

ok good,what do you know about aqua card, i applied,it didnt decline me but said we will write to you in 10 working days...any ideas??

What did you do at your mates..anything good ?

Kelly

never-in-doubt

seeya23 wrote: »

good evening to all where.s nid ???

Morning mate - NID's back now

Was up in Glasgow all weekend - great fun! Hows you...? :beer:

never-in-doubt

usedandabused wrote: »

where is Never in doubt????

i need his help to try get my £12 back!!!!!

Haha - £12? Its not worth it mate :rotfl: :rotfl:

usedandabused

never-in-doubt wrote: »

Haha - £12? Its not worth it mate :rotfl: :rotfl:

Probably not, but that goes down as a 'late' payment even though they took the direct debit from the NEW account, and only because the other account was not being used, i had to cancel the old direct debit, its not going to look good on my credit report!!!

never-in-doubt

usedandabused wrote: »

Probably not, but that goes down as a 'late' payment even though they took the direct debit from the NEW account, and only because the other account was not being used, i had to cancel the old direct debit, its not going to look good on my credit report!!!

Ahhh, now I see.... you should write to the bank and tell them the error and have them resolve it, if not then report them to the ICO and see whether that "threat" makes them resolve it....

Basically, one late payment marker will not go against you, it happens to the best of people and as they say, !!!!!! can and does happen

selecta_c

Does anyone know if you can link accounts on Sygma Bank website?

usedandabused

never-in-doubt wrote: »

Ahhh, now I see.... you should write to the bank and tell them the error and have them resolve it, if not then report them to the ICO and see whether that "threat" makes them resolve it....

Basically, one late payment marker will not go against you, it happens to the best of people and as they say, !!!!!! can and does happen

ok thanks for the advice, will write to them, i just get well shakey when i think i could balls up the limited resources i now have, and i did pay on time, so if anything i just want people to know in the credit agency that i've become good:p