The Sub Prime Credit Thread - Part IV

BugsyBrowne

Mate give sygma a call and ask them to make sure your card is on its way..

misscutiepie1984

oh well capital one are cancelled as well - REALLY sorry to see me go but didn't offer an increase.

BugsyBrowne

misscutiepie how long you been with cap1,and what was your limit

misscutiepie1984

star-fire wrote: »

misscutiepie how long you been with cap1,and what was your limit

8 years - £200

davethorp

sutton111 wrote: »

So what's your limit then? £400?

Initial limit £400, increased to £520 in November. Further increase refused March 2010

OH has one that started on £200 in November and has just been refused increase (would have only been £60 anyways)

They do a full credit check every time you try for an increase and then increase by 30% which seems a bit draconian when others will increase based purely on your history with them and by a lot more but hey

sutton111

star-fire wrote: »

Mate give sygma a call and ask them to make sure your card is on its way..

I've rang them loads, it's on it way.

It's been happening alot with Equifax tbh

I apply for things and they take ages to show up.

sutton111

davethorp wrote: »

Initial limit £400, increased to £520 in November. Further increase refused March 2010

OH has one that started on £200 in November and has just been refused increase (would have only been £60 anyways)

They do a full credit check every time you try for an increase and then increase by 30% which seems a bit draconian when others will increase based purely on your history with them and by a lot more but hey

£200 limit? I'm surprised, I always though Sygma gave good limits. I've got £1000. Wonder why.

BugsyBrowne

misscutiepie1984 wrote: »

8 years - £200

That is bad 8 years,thought mine was bad had to wait nearly 2 years for £1500

misscutiepie1984

they were like don't you want to keep it for emergencies lol as if

Sygma £1000
Nationwide £2,500

whats £200?

davethorp

sutton111 wrote: »

£200 limit? I'm surprised, I always though Sygma gave good limits. I've got £1000. Wonder why.

It's the accessory card which I think tends to give lower limits than the flybe or silver cards