The Sub Prime Credit Thread - Part IV

Zack1

No phone today, so won't get it until Monday now :mad: (we don't get post Saturdays). Got my England top though!

.1xp wrote: »

So, Vanquis have updated the Diamond Credit Card website.

The number of years at previoius address drop down box works.

Anyone got the card yet? Is the picture of the diamond on the card itself? Or is it just a plain black card?

I know someone said that they were advised that current Vanquis customers could not apply, is this a true fact??

I think that is true, but I'm not on Vanquis so can't say for sure

duggie1982

Another Default Querie.

O2 have just informed me of a defualt today (through CRA Alerts)

The thing is that I stopped paying this back in 2003 and has just showed as missed payments (5) for about 6 years. Last year I asked the CRA to contact them and default me but O2 refused.

Is O2 allowed to default me over 6 years after the last payment made?

Just getting my credit sorted after many years and now this happens.

Cheers for any advice!

kilasuit

Simple terms NO.

Statue Barred

Under the Limitations Act 1980 the time limit is 6 years.

seeya23

good evening just got back in from my mates i need apply for somethink but what i dont know

cifpower

Hello all. Not feeling too good today.

Was feeling light headed at work today but thought I would be OK. Went to Tesco this evening, got light headed and dizzy and thought the floor was moving and collapsed. Now I am having bad stomach cramps.

seeya23

cifpower wrote: »

Hello all. Not feeling too good today.

Was feeling light headed at work today but thought I would be OK. Went to Tesco this evening, got light headed and dizzy and thought the floor was moving and collapsed. Now I am having bad stomach cramps.

sorry hear you are not feeling well i hope you get better soon

cifpower

seeya23 wrote: »

sorry hear you are not feeling well i hope you get better soon

Thanks hun.

Just hope I am OK for work tomorrow

Zack1

cifpower wrote: »

Hello all. Not feeling too good today.

Was feeling light headed at work today but thought I would be OK. Went to Tesco this evening, got light headed and dizzy and thought the floor was moving and collapsed. Now I am having bad stomach cramps.

Oh dear, I get that a lot but haven't collapsed for quite a while. Hope you get better soon, especially for work tomorrow!

ElkyElky

OMG I got my increase with Capital One.

It was £100..... it's now **£200**.

Christ almighty, I feel wealthy now. I'm definitely going to buy that £600 bottle of champagne and use my Capital One to pay part of the balance.


On a serious note, I'm typing up a complaint and I'll tell them where they can shove their f*cking measly £200 limit.

EDIT: I put in my complaint I'll be taking it to the ombudsman if I'm not satisfied with their response.

BugsyBrowne

True its crap how they possibly give someone £100 increase on a credit card when most people earn that a day,my capital one is now at £1500 but i got mine febuary 2008 at a starting limit of £200, october 2008 £500 limit and had to wait untill january 2010 for the £1500 limit ..best card for limit increases if you have their decent cards,but for the classic and progress they dont give a !!!!!! about you.