The Sub Prime Credit Thread - Part IV

seeya23

PROLIANT wrote: »

Does the Silver card give 0% BT or is it customer dependent?

any news on your card yet

plumber2009

rejected for silver. guess i stick with vanquis.

PROLIANT

seeya23 wrote: »

any news on your card yet

No, card should arrive in 7-10 days with limit and APR.

Gillianh2

seeya23 wrote: »

i would wait about 6 to12 months befor you reapply so you can get some green 0 off vanquis have you got a capone card yet ???

Thanks for the advice.:T

The Man from Cap One he say NO!!!!!:rotfl::rotfl::rotfl:

I am now stepping away from the apply button and hoping that in 6 months time I will look a little bit of a better bet.:A

usedandabused

Since i was able to get myself a 'proper' account, i had to switch over my direct debits, like a thick idiot, i never bothered with N&P's switching service, I persisted to do it myself, so I rang VANQUIS and gave new details, they collected DD from new account, yet because from my old account i CANCELLED the direct debit so it was no longer on an account that I was in the process of CLOSING, cheeky sods added a £12 default charge, I swear to god, touch wood since i got this card, crappy! and Tesco i have NEVER missed a MINIMUM (lol) payment, now my credit file which looked to be reviving, is Funked again :mad:

and the irony is on my bank statement i have proof the DD was collected and on V'a statement the default £12 added FOUR days later, F--- me

usedandabused

oh and a last thing, can i have the default charge removed?

i've had a rough time personally, last thing i want is to get back into rough finances aswell, esp when that is one thing that i can control!!!!!

edinburgher

My Cap One card arrived today - 34.94% APR, £200 limit and a lovely grey picture of the Bullring

seeya23

edinburgher wrote: »

My Cap One card arrived today - 34.94% APR, £200 limit and a lovely grey picture of the Bullring

well done are you posting a pic

ElkyElky

I'm going on a short break next week to England and decided to drive down. That'll be fun considering I've never driven on the motorway before.

I don't know if I should chance fate and go without breakdown cover or fork out £70 for it.

seeya23

ElkyElky wrote: »

I'm going on a short break next week to England and decided to drive down. That'll be fun considering I've never driven on the motorway before.

I don't know if I should chance fate and go without breakdown cover or fork out £70 for it.

cant you get cover with your bank account i ve got it for £7 month