The Sub Prime Credit Thread - Part IV

Brian64

Cash_Flow wrote: »

No worries mate how are you?

i'm fine thanks.
No idea what that is on your credit file perhaps nid will know

Cash_Flow

Brian64 wrote: »

i'm fine thanks.
No idea what that is on your credit file perhaps nid will know

Cheers mate.:D

Yeah I am sure the misiah will give me an answer:cool:

TFD_2

Cash_Flow wrote: »

With the silver card you can make as many balance transfers as you like within the first 3 months of account opening.

That said the six months 0% starts from account opening not on the day the debt is transferred.

Good evening peeps:D

If that's the case with Flybe, they don't make it very clear:
http://www.flybe.com/card/balance_transfers.htm

Cash_Flow

TFD wrote: »

If that's the case with Flybe, they don't make it very clear:
http://www.flybe.com/card/balance_transfers.htm

The Flybe Card makes your finances work harder. Simply transfer balances from your existing credit and store cards to your Flybe Card within 90 days of account opening and you’ll pay no interest on these transferred balances for the first six months! With all your finances in one place, you’ll cut down on multiple payments, making your finances easier to manage and maybe even freeing up funds!

I know cheeky hey:rotfl:

never-in-doubt

Cash_Flow wrote: »

Does anyone know what a:

Association Type:Proposal Form


Confirmed by:SANTANDER UK PLC Date:03/12/2004


My ex girlfriend of 2004 has made a surprise appearance as a financial associate on my credit file today.

The thing is I kept all my finances separate so I am both !!!!ed and baffled:mad:

Mate that would be an insurance related product, i'd hazard a guess at car/house insurance and they do it for identity and/or the credit (i.e. monthly payments/not bankrupt etc etc)....

Or the other option is a payment protection policy or life insurance policy.... what you need to establish, is did you/she ever have any dealings with Santander/Abbey/A&L etc in the context of insurance...?

Also you can get this removed, just complete a notice of disassociation and they'll kick it off. Its a link and stays for 6 years or until the policy has ceased, maybe it is her life insurance?

I dunno - but hope the above sheds some light on it - like I say, easy to get removed because she is an EX!

Cash_Flow

never-in-doubt wrote: »

Mate that would be an insurance related product, i'd hazard a guess at car/house insurance and they do it for identity and/or the credit (i.e. monthly payments/not bankrupt etc etc)....

Or the other option is a payment protection policy or life insurance policy.... what you need to establish, is did you/she ever have any dealings with Santander/Abbey/A&L etc in the context of insurance...?

Also you can get this removed, just complete a notice of disassociation and they'll kick it off. Its a link and stays for 6 years or until the policy has ceased, maybe it is her life insurance?

I dunno - but hope the above sheds some light on it - like I say, easy to get removed because she is an EX!

Cheers mate.

I take it this is the form?

http://www.experian.co.uk/contactforms/consumer_onlinedisassociation.html

I wonder why it has only just appeared today?

never-in-doubt

Cash_Flow wrote: »

Cheers mate.

I take it this is the form?

http://www.experian.co.uk/contactforms/consumer_onlinedisassociation.html

I wonder why it has only just appeared today?

That's the form mate - I assume it appeared today as it is the account anniversary...? Possibly..?

It doesn't matter - simples to get removed.

izools

star-fire wrote: »

Anyone know if izools got his good old days credit card or whatever you call it.

Good old days? :rotfl:

You mean Donate as you Spend. It's been referred and when I called yesterday they hadn't made their mind up yet.

So far they've done four searches in relation to that one application - two unrecorded and two full

What do they expect to find on the last three that they didn't on the first one!?

Watch this space

Zack1

Morning all!

Haha insurance replaced my phone as it was damaged beyond repair apparently! Just hope it gets here today, I paid the excess at 3:30pm on Monday (while in Pizza Hut with my friends who were taking down my card details on their phones!) so I was hoping it would be sent then and arrive yesterday but it didn't so hopefully it gets here today...

If I move insurance company would I have to declare I've had 2 claims in 3 months for £300+ phones? And how would I do that? Or if it doesn't ask do I not have to say? I don't want to need to claim and be told my insurance is void due to missing information (a favourite of insurance companies I've heard) but I can't stay with Endsleigh as they said they're going to seriously whack up my policy price and the excess - it's £50 excess as it is so I'm not paying more and a higher policy cost!!

And on that note, can anyone recommend any good ones? I like Endsleigh as they have the student option, but I can't really go back to them so need someone else!

seeya23

good morning