The Sub Prime Credit Thread - Part IV

sutton111

Brian64 wrote: »

Experian will improve with time m8 now you will have sygma reporting to them so your on the right path.
I remember when you couldn't get anything

I know, i couldn't get anything, besides Catalogue's, basic accounts and T-Mobile. But since September '09 I got my iPhone with O2 and then my Capital One card in January it been slow but hopefully and finally i'm improving.

I was thinking about applying for Vanquis, but they can kiss my !!!!. I have a better limit (Probably) and a far better APR!!

Brian64

sutton111 wrote: »

It's all thanks to Proliant for starting this thread up.

I wish to go on record to thank him and everyone (Cif, NID, Cash Flow, Innocent, Sammy_Girl, etc) who's helped me build my credit up from being crap to good!!

Wonder what happened to Sammy Girl,Darcy etc. Think Brian went of in his coach with Big Bum :rotfl::rotfl::rotfl:

sutton111

seeya23 wrote: »

well done sutton :beer::beer:

Thanks Seeya!! I'm dead chuffed. Fingers crossed it won't get declined after i've sent the agreement back.

sutton111

Brian64 wrote: »

Wonder what happened to Sammy Girl,Darcy etc. Think Brian went of in his coach with Big Bum :rotfl::rotfl::rotfl:

Darcy got bored, haven't spoken to him by text for a little bit, but i may do. Sammy is enjoying married life. But Brian was soooo funny, i really enjoyed talking to him!!

selecta_c

Anyone got any experience of closing a Vanquis account down.I think the time has come to finally part company.

seeya23

no need for vanquis now sutton lol so it,s a barclaycard next then

sutton111

Cash_Flow wrote: »

Welcome to the A Team:T

So Cash Flow, what happens now? Do they just send the card out or will there be an agreement.

Seems different people have had different experiences.

sutton111

seeya23 wrote: »

no need for vanquis now sutton lol so it,s a barclaycard next then

I would try them but i don't earn enough. Pity i'd love a Barclaycard too.

But I'm so happy being prime-ish again!

Brian64

He was funny when he was drunk the more baileys he drank the smuttier he got with BB

izools

selecta_c wrote: »

Anyone got any experience of closing a Vanquis account down.I think the time has come to finally part company.

Be careful when closing the account, the first person I spoke to (only a week ago) said it will be closed once a balance showing £0 is produced and the card had been cancelled. I later found out the card hadn't been cancelled so I called back asked someone else and bam immediately closed, I wasn't fed any tripe about having to wait for a £0 statement. If you get told this ask to be put through to someone else :beer: