The Sub Prime Credit Thread - Part IV

sutton111

Innocent_Guy wrote: »

Your file must have deffo got better recently.

How many searches you got in the last 6 months?

1 search in the last six months. It has got better. Been slow work, but i've got there in the end!

Thanks!

Innocent_Guy

TastyTeeth wrote: »

Can anyone help me with a quick Equifax question?

I would like to update a previous address (which currently shows as linked) so that it forms part of my credit report as a previous address. Anyone know how I can amend the detail on the Equifax site?

First post...yeah! First step in rebuilding my credit status after falling off the rails nearly 5 years ago.

Might be easier just to call them?

Innocent_Guy

sutton111 wrote: »

You did. I only applied because what you said. It was worth ago, especially with my Equifax file being pretty good.

I tried ring them, pressed option 2. They said there is nothing on the system. Shall i try them again?

Yeah they have 2 systems 1 for telephone applications and 1 internet.

Call them and tell them you have made a internet application and have a reference number and just wanted to check everything is ok.

Innocent_Guy

iZools I am thinking I may apply for a second sygma card INCASE they increase there lending criteria. It seems they must be laxed on the scoring at the moment i.e looking for new customers.

izools

I applied for a Donate as you Spend card, just waiting to hear back :oWas a referral this time rather than instant acceptance; fingers crossed!
..... I'll be able to get a nice chunk cleared off my Silver card, too, in April, after Virgin Media paid out on cashback for a cancelled order... loving it :rotfl:

sutton111

i'll ring them again after dinner and report back.

Innocent_Guy

izools wrote: »

I applied for a Donate as you Spend card, just waiting to hear back :oWas a referral this time rather than instant acceptance; fingers crossed!

Have you called? I think I MAY apply for that card also and then flybe in 6 months lol

izools

Innocent_Guy wrote: »

Have you called? I think I MAY apply for that card also and then flybe in 6 months lol

I'll call them tomorrow. I didn't make a note of the reference so will have to call before 5PM...

Innocent_Guy

izools wrote: »

I'll call them tomorrow. I didn't make a note of the reference so will have to call before 5PM...

Cool let me know, I am still waiting for BOI to come back to me.

Innocent_Guy

sutton111 wrote: »

i'll ring them again after dinner and report back.

Imagine if it was a 5k limit!