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The Sub Prime Credit Thread - Part IV

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Comments

  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    I.G will i hear the same thing as you from BOI
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    I last applied for Vanquis the end of September

    My defaults are December 2006 and Jan 2007.

    They are quite old then now.......
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Did you apply late at night?

    Not too late, BOI do not give instant decisions.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    star-fire wrote: »
    I.G will i hear the same thing as you from BOI

    Give them a ring mate
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    edited 23 March 2010 at 1:46AM
    sygma /creation have only searched my file 2day and not yesterday


    EDIT: I was only notified by equifax 2day but was searched yesterday.

    Was told on phone i had been provisionally accepted and that i needed to send back the paperwork

    anyone else get this at all?
  • Zack1
    Zack1 Posts: 1,433 Forumite
    Brian64 wrote: »
    Why would you want to pay those sort of prices :eek:
    They done you a huge favour declining you :rotfl::rotfl::rotfl:
    Haha, some of the stuff is decently priced...few and far between I agree, but I want the 0's more than anything.

    My Cap1 statement has just been produced, was going to go on a spending spree and get the new England top (not sure whether to get Rooney printed on it or not, I'm not too keen on the lettering or numbers) but I can pay for this holiday deposit through credit card (Tuesday) so can't do both! Didn't need that cash afterall haha!
    ElkyElky wrote: »
    I'd say £100+. I never keep anything less than £100 in my account.
    Oh dear. The -£998.54 in my current account means Natwest have probably got me on their hitlist :rotfl:. Can't wait until Online Banking updates in a minute. Natwest don't do internal scores & pre-approved stuff like Halifax though do they? So not too worried about it....
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    Zack1 wrote: »
    Oh dear. The -£998.54 in my current account means Natwest have probably got me on their hitlist :rotfl:. Can't wait until Online Banking updates in a minute. Natwest don't do internal scores & pre-approved stuff like Halifax though do they? So not too worried about it....

    Actually I think NatWest do. Last time I was in branch, they had printed out a copy of my account number and details about the account I hold and on that print-out, it said "Any available offers for ElkyElky: N". Although 'offers' is pretty vague.
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    kilasuit wrote: »
    sygma /creation have only searched my file 2day and not yesterday


    EDIT: I was only notified by equifax 2day but was searched yesterday.

    Was told on phone i had been provisionally accepted and that i needed to send back the paperwork

    anyone else get this at all?
    I got the same spiel, have to wait 10 days before I hear anything back.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    just waiting for an email from egg card regarding application.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    star-fire wrote: »
    just waiting for an email from egg card regarding application.
    Once you have all of these new cards, what are you going to do with them?
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
This discussion has been closed.
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