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The Sub Prime Credit Thread - Part IV

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Comments

  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    NID how HSBC these days with you?

    Last i read about them and you was there fraud bloke wanted to see you. lol
  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    sutton111 wrote: »
    May give it a go then. Hmmmmmm

    I'll wait until tomorrow, when there system are live for automated decisions

    I don't think that Sygma ever gives automated decision...but then I might be wrong.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    stephane wrote: »
    I don't think that Sygma ever gives automated decision...but then I might be wrong.

    Yeah they do give automated decisions

    #4748
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    May give it a go then. Hmmmmmm

    I'll wait until tomorrow, when there system are live for automated decisions

    I applied out of hours and got an automated decision.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    I may try Vanquis again after Easter too.

    When did you last apply? How old are your defaults now?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • seeya23
    seeya23 Posts: 2,330 Forumite
    good evening
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    When did you last apply? How old are your defaults now?

    I last applied for Vanquis the end of September

    My defaults are December 2006 and Jan 2007.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    I applied out of hours and got an automated decision.

    Did you apply late at night?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    seeya23 wrote: »
    good evening

    Alright Seeya?
  • seeya23
    seeya23 Posts: 2,330 Forumite
    sutton111 wrote: »
    Alright Seeya?


    yes mate or will be when i pay off my vanquis in 7 days time i owe them £482 been paying the min payment but note been coming off the bal :mad::mad:
This discussion has been closed.
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