The Sub Prime Credit Thread - Part IV

selecta_c

Got my Silver card today,£2000 limit @ 18.9% APR.

No mention of the 3 months 0% on purchases though as stated on the website.

izools

selecta_c wrote: »

Got my Silver card today,£2000 limit @ 18.9% APR.

No mention of the 3 months 0% on purchases though as stated on the website.

Call them up. If you ask nicely, they'll give you 0% purchase for six months if the purchase is for over £165.

BTW how long had you held your Flybe card for before applying for the Silver card?

Oh, and well done :beer:

Brian64

never-in-doubt wrote: »

Now then stranger - you alright? :beer: :beer:

Yes i'm fine niddy

seeya23

im paying off my vanquis in the next 2 week i owe £482 i was paying just min payment for the last few months

Brian64

Zack1 wrote: »

Well done on getting Vanquis Mrs Ryan


Haha so true. I applied for finance when I was checking out and got refused lol. I may request a catalogue though, as that's like the new application process

Why would you want to pay those sort of prices :eek:
They done you a huge favour declining you :rotfl::rotfl::rotfl:

Brian64

Mrs_Ryan wrote: »

thanks seeya and zack

was well surprised when I got the call will come in handy at the minute as theres a few things I want to get but it will all be cleared end of next month of course.

Don't forget the beer :beer:

seeya23

Mrs_Ryan wrote: »

thanks seeya and zack

was well surprised when I got the call will come in handy at the minute as theres a few things I want to get but it will all be cleared end of next month of course.

what limit did you get £250 or £500

izools

I currently have one of these:

http://cgi.ebay.co.uk/IBM-Lenovo-Thinkpad-T43p-2-13GHz-15-UXGA-2669-H2G_W0QQitemZ160414900487QQcmdZViewItemQQptZUK_Computing_Laptops_EH?hash=item2559792107

But with a 2.26GHz CPU, 2GB RAM, and a 100GB 7200RPM Hard Drive.

I want to sell it (have an offer of £250 from a friend) and buy this to replace it:

http://cgi.ebay.co.uk/Lenovo-Thinkpad-T61p-T7700-2-4GHz-100GB-15-4-WUXGA-WiFi_W0QQitemZ370349863598QQcmdZViewItemQQptZLaptops_Nov05?hash=item563a9272ae

http://www.notebookcheck.net/Review-Lenovo-Thinkpad-T61p-Notebook.5313.0.html

Along with an upgrade to 4GB RAM & 320GB 7200RPM Hard Drive (£110 from eBuyer).

Would put my "new toy" urge away for another year and it's a damn sight cheaper than the previously planned £1,000 PC.

Dare I? Do I need to be told not to?

Mrs_Ryan

seeya23 wrote: »

what limit did you get £250 or £500

dont know yet - they said the limit will be on the letter.

*gets the beers in for Brian :beer:*

wizzywig27

when peope on here refer to 'keeping a running balance' on your current accounts (to create a good history), what would you recommend...just £1+ or £50+?

Thanks