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The Sub Prime Credit Thread - Part IV

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Comments

  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Cash_Flow wrote: »
    Congratulations, instant acceptance?
    seems like it


    Congratulations!

    Your application has been accepted.
    What happens next? We will issue you with a card and PIN within 7-10 working days.
    Your application reference is given below. Please write this down and quote it if you need to contact us.
    You can reach us on 0871 376 9224. We are open:
    • Monday to Friday 8.30am - 9.00pm
    • Saturday 8.30am - 7.30pm
    • Sunday 10.00am - 6.00pm
    Calls to 0871 numbers will cost 7p per minute (including VAT) from BT landlines (current at December 2009). Cost of calls from non-BT landlines and mobile phones will vary. Please check with your phone provider. Calls may be monitored or recorded for the purpose of quality control.
    Your application reference number is: XXXXXXX




    you think thats instant acceptance
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    Yup you've got it!

    If you call them on monday they'll be able to tell you the APR and Credit Limit you've been accepted for.

    Bet you'll be glad to be rid of your Vanquis card? Well done matey :beer:
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    aaaaw mate that's minging! Its like 11am! :rotfl: :rotfl: :rotfl:

    star-fire --- stop encouraging him! he'll do it lol :D:D

    Tasty! Its better to consume all those calories in the morning tho!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    izools wrote: »
    Yup you've got it!

    If you call them on monday they'll be able to tell you the APR and Credit Limit you've been accepted for.

    Bet you'll be glad to be rid of your Vanquis card? Well done matey :beer:

    You can call them now! I did on a Sunday ;)
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Cash_Flow
    Cash_Flow Posts: 1,103 Forumite
    izools wrote: »
    Yup you've got it!

    If you call them on monday they'll be able to tell you the APR and Credit Limit you've been accepted for.

    Bet you'll be glad to be rid of your Vanquis card? Well done matey :beer:

    Creation/Sygma are open on sundays:D
  • Cash_Flow
    Cash_Flow Posts: 1,103 Forumite
    You can call them now! I did on a Sunday ;)

    Faster than a speeding bullet hey............
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    star-fire --- stop encouraging him! he'll do it lol :D:D

    I was planning on applying for JLP however with the info that it could inhibit my HSBC application I decided not to. I then looked towards BOI but they seem harsh and do not give instant decisions so this put me off. I am now unsure whether to apply for anything :mad:

    Did anyone see my credit search history that I put on yesterday? If so what were you opinion with regards to amount/frequency of searches?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Cash_Flow wrote: »
    Faster than a speeding bullet hey............

    I phone them so quickly I had to wait for the application to load onto their system lol
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Cash_Flow
    Cash_Flow Posts: 1,103 Forumite
    I phone them so quickly I had to wait for the application to load onto their system lol

    lol I like your style man.:D
  • Cash_Flow
    Cash_Flow Posts: 1,103 Forumite
    Am currently waiting for my Silver card.

    If my limit is £100.00 i'll be !!!!ed :rotfl:
This discussion has been closed.
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