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The Sub Prime Credit Thread - Part IV
Comments
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Innocent_Guy wrote: »Sygma just offered to transfer 1k into current account @ 3% fee - 24.9% APR.
What lovely people
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Innocent_Guy wrote: »Sygma just offered to transfer 1k into current account @ 3% fee - 24.9% APR.
Are they having a laugh....
Did you phone them for an increase?
Or information on the sub prime forum loyalty card scheme?0 -
Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Are they having a laugh....
Did you phone them for an increase?
Or information on the sub prime forum loayalty card scheme
Called to confirm I had set up DD. I asked what offers I had and that was one along with some balance transfer deals.
TBH I don't see how @ 24.9% they see this as a deal..... The advisor thought this was quite good :rotfl:Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »Ha Ha..... I kindly declined the offer
Nearly as nice as Vanquis who offered me a cash advance at 59.9% before my card arrived. She seemed a little put out when I laughed (by accident) and said no ta.0 -
Nearly as nice as Vanquis who offered me a cash advance at 59.9% before my card arrived. She seemed a little put out when I laughed (by accident) and said no ta.
HaHa - Who would be sooooo stupid?Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »HaHa - Who would be sooooo stupid?
The same people that think payday loans etc. are a good idea I think.
Offers like that cash advance remind you who the people behind Vanquis are!0 -
phoned up sygma about my silver card application and told to wait for 7-10 days.
does not look good.0 -
plumber2009 wrote: »phoned up sygma about my silver card application and told to wait for 7-10 days.
does not look good.
It really could go either way... it's not a straight decline, and not a straight accept. Don't give up hope!0 -
plumber2009 wrote: »phoned up sygma about my silver card application and told to wait for 7-10 days.
does not look good.
I removed all notice of corrections from my credit report as they caused more harm than good. Sometimes the system may accept but NOC cause a refer to underwriter who can decline.Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100
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