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The Sub Prime Credit Thread - Part IV

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Comments

  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    You plonker! Of course I have been back and checked the thread! :rotfl:

    haha - did you get my text? I thought you'd went and rung em mate! :eek:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    haha - did you get my text? I thought you'd went and rung em mate! :eek:

    I smashed my i-phone so its off at the mo! What did ya say lol :beer:
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • They are accepting left,right and centre at the moment!!

    What credit limit & APR?

    I don't know yet...will let you know

    I am assuming as I only got accepted for my first credit card in Jan (Barclaycard Initial) then it will be something like £1000 @ 24.9%

    Kepp you posted
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    Creation aren't going to have anything left to lend come summer!!
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    I.G see you have applied for BOI,can you do me a favour mate and just check your equifax and see if they searched that,cheers
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    star-fire wrote: »
    I.G see you have applied for BOI,can you do me a favour mate and just check your equifax and see if they searched that,cheers

    OOoo so is that why you wanted me to go first! I doubt they have credit checked me yet mate.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    izools wrote: »
    Creation aren't going to have anything left to lend come summer!!

    Tell me about it! Are you tempted to apply for another incase they tighten their belt as they have soo many new customers?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    well hope you do get the card I.G mate,you just might be a perfect candidate for there card you just never know.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    star-fire wrote: »
    well hope you do get the card I.G mate,you just might be a perfect candidate for there card you just never know.

    Cheers..... I am now seriously sticking to my SOS and my next search will be from HSBC for my account review..
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    i was then going to apply for the BOI card,and checked terms and conditions of all of there current credit cards they have to offer and on all them it says you have to be a resident of ireland.hit the apply button then it will tell you. http://www.bankofireland.ie/
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