The Sub Prime Credit Thread - Part IV

Innocent_Guy

never-in-doubt wrote: »

I told you not to - I know the answer before you applied lol.

Did you see their terms?

"If you've recently opened another credit product then we will automatically decline your application as we conform with the governments responsible lending policy. Therein, do not apply if you've had another similar credit related product opened within the last 60 days"

:rotfl: :rotfl: :rotfl:

Whoops! I may call and cancel the app then?

Innocent_Guy

If that is the case then what a wasted search.

never-in-doubt

Innocent_Guy wrote: »

If that is the case then what a wasted search.

Mate stop applying for things!






Only joking about the terms by the way - but that will teach you - stop bloody applying!! :rotfl: :rotfl: :rotfl:

never-in-doubt

Innocent_Guy wrote: »

Whoops! I may call and cancel the app then?

Nah - I wouldn't hehe ^^^^^^^^^ :whistle::whistle:

Cash_Flow

never-in-doubt wrote: »

Mate stop applying for things!






Only joking about the terms by the way - but that will teach you - stop bloody applying!! :rotfl: :rotfl: :rotfl:

you had me searching for those terms:rotfl:

never-in-doubt

Cash_Flow wrote: »

you had me searching for those terms:rotfl:

I think Innocent is looking too! That'll teach him not to come back and check the thread! He could be on phone to them cancelling a valid application - i'll text him!

Ooops

Innocent_Guy

never-in-doubt wrote: »

Mate stop applying for things!






Only joking about the terms by the way - but that will teach you - stop bloody applying!! :rotfl: :rotfl: :rotfl:

There is a reason why I am apply now.

I have moved address and am currently having mail redirected. Now, when I change my address and create a new link to an address where I am not on the ER etc my credit rating will take a tumble.

If I can get as many products as I can using my previous address I will do so! :beer:

Innocent_Guy

never-in-doubt wrote: »

I think Innocent is looking too! That'll teach him not to come back and check the thread! He could be on phone to them cancelling a valid application - i'll text him!

Ooops

You plonker! Of course I have been back and checked the thread! :rotfl:

telecomengineer

Flybe Success?

Hi guys following the positive comments regarding sygma...I applied for the flybe card today and had the instant acceptance online

Just checked my equifax and they did a credit search, (sygma bank) current & previous address as well as an unrecorded enquiry (creation)

Dont have any nasties on my report just 2 searches last 3 months

Innocent_Guy

telecomengineer wrote: »

Flybe Success?

Hi guys following the positive comments regarding sygma...I applied for the flybe card today and had the instant acceptance online

Just checked my equifax and they did a credit search, (sygma bank) current & previous address as well as an unrecorded enquiry (creation)

Dont have any nasties on my report just 2 searches last 3 months

They are accepting left,right and centre at the moment!!

What credit limit & APR?