Ready, steady… save!
You don’t need a chart to join in. Here are 2 ways to record your savings:
1. Cross it off
Pop a chart into your first post. Saved an amount? Cross it out! Read more »
£0.01 £0.02 £0.03
2. Write it down
Skip the chart and add updates to your first post. Read more »
“Another +£3 saved today. Go me!”
Use +£ before each new saving so it counts towards your total.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Sub Prime Credit Thread - Part IV
Comments
-
-
never-in-doubt wrote: »Morning matey - you ok?
R U Off to fitba today?
im ok notts are away today so not going just waiting for wife to go out with the kids so got the house to myself till 60 -
never-in-doubt wrote: »John Lewis also exclusively search Equifax
Orly?
Methinks they be short listed for my next app in six months time...Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
0 -
Strange, I have applied to JL 6 times in the last 3 years, 6 months between apps and they did not even credit check me, told me at the end of the app sorry but no, and that they did not search a credit ref agency.Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0
-
Strange, I have applied to JL 6 times in the last 3 years, 6 months between apps and they did not even credit check me, told me at the end of the app sorry but no, and that they did not search a credit ref agency.
O dear. Super decline.
What are your personal circumstances like? Good salary / time at address / age etc?
If you're quite young, on a low salary, living with parents / renting, and a student, etc they can decline you based on personal circumstances alone.
Bummer!Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
0 -
Ok, here is the synopsis:O dear. Super decline.
What are your personal circumstances like? Good salary / time at address / age etc?
If you're quite young, on a low salary, living with parents / renting, and a student, etc they can decline you based on personal circumstances alone.
Bummer!
Age: 29
Salary: £25,000 PA
Time at Address: 3 Years
Use of available credit: 19%Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
-
Its a Toff's shop anyway lol, I could not afford any of their stuff, in fact I would rather spend my hard earned coin else where.Lol well if they're that exclusive probably better off without themSince when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
O dear. Super decline.!
No mate - HSBC do not super decline unless you breach the terms of applying, i.e. he applied within the period of not being allowed to thus the system rejected the application before any scoring.
i.e. with HSBC you wait 12 months before reapplying. Not 6.
Proliant, wait 12 months from the last time you applied and see the difference.
2010 - year of the troll
Niddy - Over & Out :wave:
0 -
12 Months? Jesus christ, I could be dead in 12 months!never-in-doubt wrote: »No mate - HSBC do not super decline unless you breach the terms of applying, i.e. he applied within the period of not being allowed to thus the system rejected the application before any scoring.
i.e. with HSBC you wait 12 months before reapplying. Not 6.
Proliant, wait 12 months from the last time you applied and see the difference.Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.9K Banking & Borrowing
- 255K Reduce Debt & Boost Income
- 456.2K Spending & Discounts
- 248.4K Work, Benefits & Business
- 606.1K Mortgages, Homes & Bills
- 179.1K Life & Family
- 264K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.7K Read-Only Boards