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The Sub Prime Credit Thread - Part IV

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  • seeya23
    seeya23 Posts: 2,330 Forumite
    low limit are no good to know one but are ok to start with lol
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    Thats vanquis now closed account :)
  • seeya23
    seeya23 Posts: 2,330 Forumite
    fairmorn308 wrote: »
    Thats vanquis now closed account :)



    well done mate it s done it.s job


    rip Keith Alexander
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    fairmorn308 wrote: »
    Thats vanquis now closed account :)

    Did they do anything to try and keep you?
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    izools wrote: »
    Did they do anything to try and keep you?

    nothing. just said ok then will close account
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    Lol so that they've got more money to lend to other saps... Like my Ex who has just borrowed a £650 cash advance from Vanquis at 79.9% APR.

    Ha! Retard...
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    izools wrote: »
    Lol so that they've got more money to lend to other saps... Like my Ex who has just borrowed a £650 cash advance from Vanquis at 79.9% APR.

    Ha! Retard...


    And how would you know this mate? He is an ex - that means you don't speak to him :rotfl: :rotfl: :rotfl:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • cifpower
    cifpower Posts: 6,502 Forumite
    I have a query from a friend.

    He banks with A&L had last year got a payday loan which was based on them holding non-guaranteed cheques. He has been paying £40 a month to roll them over ever since so has paid an absolute fortune. He rang them today to see if the £40 could come off the balance and they said no. They would, however, let him pay back one cheque at a time.

    He just phone me and wondered if he would be able to report the chequebook lost or stolen and would this prevent them from cashing the cheques. Would he be hit with a bounced cheque fee if he went down this route?
  • big_Daddy_Dave
    big_Daddy_Dave Posts: 284 Forumite
    payday loans are the devil, heard so many horror stories about them
  • seeya23
    seeya23 Posts: 2,330 Forumite
    big_Daddy_Dave wrote: »
    payday loans are the devil, heard so many horror stories about them



    i never use them and would not
This discussion has been closed.
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