The Sub Prime Credit Thread - Part IV

izools

wizzywig27 wrote: »

on another note, went out last night, hanging so much right now!

Ha! I was going to but my neighbour was too tired... guess it was a blessing in disguise, three nights in a row would have been pushing it a bit...

Have a big fat fry up followed by a fruit cocktail. Always sorts me out

Miles30

never-in-doubt wrote: »

Well ok if you want an Equifax search do the barclays pre-app checker first and consider Sygma - lol.....

Barclays pre-app checker says i am already a card holder so i should call 0844 8119111 to see which cards are available to me.

Sygma declined me without checking my file. They asked for 3 proofs of name and address. I sent it last week. I also included a copy of my Equifax credit report to prove they lied lol. I hate those frogs though.lol

wizzywig27

izools wrote: »

Ha! I was going to but my neighbour was too tired... guess it was a blessing in disguise, three nights in a row would have been pushing it a bit...

Have a big fat fry up followed by a fruit cocktail. Always sorts me out

haha, I am saving for Las Vegas mate, cant afford luxuries such as fry up's etc

I had wayyyy to much Vodka _pale_

never-in-doubt

Miles30 wrote: »

Barclays pre-app checker says i am already a card holder so i should call 0844 8119111 to see which cards are available to me.

Sygma declined me without checking my file. They asked for 3 proofs of name and address. I sent it last week. I also included a copy of my Equifax credit report to prove they lied lol. I hate those frogs though.lol

do you have a barclaycard?

Well if you've applied to both of them then maybe its best to wait a bit mate, sorry thought you were ok to apply.... just give tesco a try or even halifax? Yea they use Experian primarily but still, you may get a yes - even if not, no harm done really.

izools

Can't afford eggs & bacon? Not even Sainsbury's basics? C'mon...

Thursday was worst... I think the lady upstairs from me has some poor friends as they brought round white lightning... white lightning? Seriously? I had to wrap it up before taking it out to the bins for fear of the other neighbours seeing me with it...

I stuck to the Rose Can't do too much vodka, makes strange things happen to me...

wizzywig27

izools wrote: »

Can't afford eggs & bacon? Not even Sainsbury's basics? C'mon...

Thursday was worst... I think the lady upstairs from me has some poor friends as they brought round white lightning... white lightning? Seriously? I had to wrap it up before taking it out to the bins for fear of the other neighbours seeing me with it...

I stuck to the Rose Can't do too much vodka, makes strange things happen to me...

Hahaha, not walking to Sainsburys mate, Morrisons is 5 mins away, but dont wanna move, Spurs game is on soon so I'll settle to watch that...

Vodka makes me stupid, then phrase 'body like baywatch - face ike crimewatch' springs to mind :rotfl:

never-in-doubt

iZools - seen this and had to laugh mate - #151

Miles30

never-in-doubt wrote: »

do you have a barclaycard?

Well if you've applied to both of them then maybe its best to wait a bit mate, sorry thought you were ok to apply.... just give tesco a try or even halifax? Yea they use Experian primarily but still, you may get a yes - even if not, no harm done really.

yes i have a barclaycard gold. i bank with barclays too. i did apply to baclaycard again for premier life barclaycard on 2nd feb but they declined and upon appealing i got a letter yesterday saying one of the conditions of the premier life barclaycard is to have a relationship manager. i dont know mine lol.

They asked me to apply through my relationship manager if i have one. they also said they had removed the search footprint because i was misinformed by their staff. bless them:)

so my equifax file is completely clear. oh yes barclaycard say i can apply 4 a mastercard but not visa as i already have one.

never-in-doubt

Miles30 wrote: »

so my equifax file is completely clear. oh yes barclaycard say i can apply 4 a mastercard but not visa as i already have one.

So what are you messing about at mate? get speaking to a relationship manager and get the mastercard applied for lol..... what kind of limit does BC gold give, if you don't mind saying?

fairmorn308

hows you NID?