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The Sub Prime Credit Thread - Part IV

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  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    afternoon guys
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Zack1 wrote: »
    I've had one since I moved to uni, cards have been redirected to me, as have CCAs, but I don't think credit reports will be (they normally come in do not redirect things).

    Talking of cards, I need to get Natwest to give me a new card.....my one kind've went through the wash and all the plastic came off so it's just a bit of cardboard, they swipe thing doesnt work properly so shops have to manually enter the number if they don't have chip & pin - gets me funny looks :rotfl:

    Cheers matey, so hopefully all will be well and good with me getting the cards!

    I once lost/damaged sooo many Natwest cards that they said they were going to start charging me lol
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    fairmorn308 wrote: »
    afternoon guys

    Afternoon! How are you?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Anyone know how long barclaycard take to give you a C/L? Apparently they notify you via email?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • seeya23
    seeya23 Posts: 2,330 Forumite
    Innocent_Guy wrote: »
    Anyone know how long barclaycard take to give you a C/L? Apparently they notify you via email?
    my wife got a email with cl on a few days later
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    seeya23 wrote: »
    my wife got a email with cl on a few days later

    How much did she get mate?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Innocent_Guy wrote: »
    Cheers matey!

    I will wait for the CRA updates overnight tonight and check that my balances are now showing at zero. I suppose I might aswell apply now as you suggest.

    My only concern is that my experian has loads more searches than equifax.

    Mate Tesco search Experian and Equifax so if anything bad was there, they'd revert to Equifax and if this was good then cool - accepted :D
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • seeya23
    seeya23 Posts: 2,330 Forumite
    Innocent_Guy wrote: »
    How much did she get mate?

    only £400 but it have the best apr
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    never-in-doubt wrote: »
    Mate Tesco search Experian and Equifax so if anything bad was there, they'd revert to Equifax and if this was good then cool - accepted :D

    Thought it would like better if my o/d balance was reported as £0?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    seeya23 wrote: »
    only £400 but it have the best apr

    Ohh ok, what is her credit file like matey?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
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