The Sub Prime Credit Thread - Part IV

Zack1

This month I was not going to max out either card....I've spent so much on the Natwest one Fri/Sat and early morning Sun that I've probably maxed it out.... Is it even possible for me to go over my limit? (Natwest Student card) They blocked a transaction that would've taken me over the limit before (I picked the wrong card by accident, was supposed to pick debit as I knew credit was maxed out), does that mean they'll always block them or what? Otherwise it wouldn't surprise me if I've gone over.....

That's the 1 good thing about crap1, at least they show pending ones when you select it, so I get to add up what I've spent.... only £40 left on that card though, but the pathetic limit doesn't really help......

Innocent_Guy

I should be in bed by now

seeya23

Innocent_Guy wrote: »

I should be in bed by now

i bet you are now

Zack1

seeya23 wrote: »

i bet you are now

:rotfl:

I went to bed at 4 and I'm off to footie in a minute haha. Was tempted to do Fulham v Notts but I've been there and it wouldn't let me buy away tickets so Palace it is....

izools

Got you all beat we were up until 7AM on Saturday morning through from Friday night - and no I wasn't on anything

Astonished the neighbours never complain...

TheEffect

Just to give you all my opinion on First Direct, as I know a few of you are applying/awaiting to apply for their 1st account.

I've had it a month now and can say the novelty does quickly wear off. To be honest, there's not much difference between First Direct and HSBC.

Pros for First Direct
Great customer service
Free text banking
Premier banking
They give credit based on your internal transactions

Cons for First Direct
The internet banking isn't as good as HSBC's (I miss the pending transactions)
Their interest rates are terrible (same with HSBC)

Overall, I wouldn't worry too much about getting a First Direct account. I'm going to be turning my HSBC Bank Account into a student account soon and will be using both my 1st account and bank account, but really there's not much difference.

never-in-doubt

izools wrote: »

Got you all beat we were up until 7AM on Saturday morning through from Friday night - and no I wasn't on anything

Astonished the neighbours never complain...

Look at my post times mate! I was working 04.30am Friday and went to bed at 11pm last night, up again at 4am today lol - I work a lot (saddo) :D Oh, and yes I was on something - skunk lol

seeya23

Zack1 wrote: »

:rotfl:

I went to bed at 4 and I'm off to footie in a minute haha. Was tempted to do Fulham v Notts but I've been there and it wouldn't let me buy away tickets so Palace it is....

did you have a good time at the game

Zack1

izools wrote: »

Got you all beat we were up until 7AM on Saturday morning through from Friday night - and no I wasn't on anything

Astonished the neighbours never complain...

never-in-doubt wrote: »

Look at my post times mate! I was working 04.30am Friday and went to bed at 11pm last night, up again at 4am today lol - I work a lot (saddo) :D Oh, and yes I was on something - skunk lol

Haha you 2 are crazy! :rotfl:

seeya23 wrote: »

did you have a good time at the game

Yea was good, cracking freekick for Palace's 2nd goal. Shame about Notts, seemed a bit of a non-contest in the end, not helped by the referee from what I hear!

fairmorn308

evening guys