The Sub Prime Credit Thread - Part IV

wizzywig27

Glad I didnt apply for BoC. I dont really need another bank account anyway to be honest, but looks like they may be quite strict!

never-in-doubt

wizzywig27 wrote: »

Glad I didnt apply for BoC. I dont really need another bank account anyway to be honest, but looks like they may be quite strict!

I dunno mate - I got the account BUT no other blighter is being nice like the man from del monte! :rotfl:

Zack1

never-in-doubt wrote: »

I dunno mate - I got the account BUT no other blighter is being nice like the man from del monte! :rotfl:

:rotfl:

I can't believe you got it and the rest of us didn't!! You have purposely screwed up your credit file with loads of searches and have CIFAS!! :eek:

Are you sure they don't have a AVU style department!?

ARTooD2

Just sent off my signed credit agreement for Capital One today. YAY! I'm nearly back into the world of respectable banking :P

seeya23

ARTooD2 wrote: »

Just sent off my signed credit agreement for Capital One today. YAY! I'm nearly back into the world of respectable banking :P

what card did you go for ???

ARTooD2

Only the classic card and as I said before I was shocked they even accepted me....but at least they have...first credit card I've had in about 4 years ...I'll give it another 2 years and try for some mainstream cards.

TheEffect

I got accepted for the CapitalOne Progress with a £300 credit limit to start.

Just shows their system is rubbish, as I only closed my classic card a week or two ago with £200 limit which they refused to increase.

I guess I'm on the correct path for mainstream.

fairmorn308

Just home after being away for 29days working and not a happy camper at all.

Will explain all later when got more time

plumber2009

I have been thinking about upgrading my capital one card from classic to progress.
If i close my classic account and apply for progress and get declined, will they offer my existing account back with same limit. My capital one limit is £1700 and am not sure if i should risk closing it.
Any suggestions/advice?

Innocent_Guy

plumber2009 wrote: »

I have been thinking about upgrading my capital one card from classic to progress.
If i close my classic account and apply for progress and get declined, will they offer my existing account back with same limit. My capital one limit is £1700 and am not sure if i should risk closing it.
Any suggestions/advice?

How long have you had it for? What is your credit file like?