The Sub Prime Credit Thread - Part IV

never-in-doubt

noah271007 wrote: »

How many CC searches have you made now NID??

ermmm, last time I looked I was still in double figures - i.e. 50+ on both CRA's :eek::eek:

wizzywig27

it wont let me continue until I select the amount of years at previous address, yet it wont let me select the amount of years, idiot website lol

I dont wanna select three as this may cause problems (Nhunter etc)

never-in-doubt

Cash_Flow wrote: »

You make me laugh man.

You keep pressing that apply button.

I wish I had big "cohonies" like you :rotfl:

Its cos I really dont care - I mean I got the cyprus account and cif never (weird or what!) but then I dont have any adverse, just lots of searches and cifas entries that shouldn't be there really... :D

and in case I forgot to say, I just dont care mate lol :rotfl:

never-in-doubt

wizzywig27 wrote: »

it wont let me continue until I select the amount of years at previous address, yet it wont let me select the amount of years, idiot website lol

I dont wanna select three as this may cause problems (Nhunter etc)

just do it - it'll be fine as one mistake like that does not get N Hunter'd mate. Vanquis don't use them anyway

noah271007

Just of interest, does Tesco use N Hunter? Geek!! I guess they do cos of Natwest/RBS links?

noah271007

never-in-doubt wrote: »

ermmm, last time I looked I was still in double figures - i.e. 50+ on both CRA's :eek::eek:

:eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:!!

wizzywig27

Ok, I got to accept, same resut as you mate, 10-14 days, so we shall see

izools

noah271007 wrote: »

Cheers Izools. The MBNA Classic Mastercard? Do they only search Experian? I will look into this and see if i can apply during office hours tmw. I will let you of the result.

What about Post Office CC? Or are they hard to get? I don't want a decline because it will be my last CC search for 6 months.

MBNA search Experian only when you apply for a card, they use Equifax if you are an existing customer asking for a credit limit increase.

I would have though the MBNA Classic is easier to get than the PO card purely because the APR is high - albeit marginally - so they would take on marginally higher risk customers.

Barclaycard of course only search Equifax so you could try for one of them too and it would still only be one footprint on each file

never-in-doubt

noah271007 wrote: »

Just of interest, does Tesco use N Hunter? Geek!! I guess they do cos of Natwest/RBS links?

yes mate they do indeed. :beer:

The big 4 all do.

izools

Not forgetting Sygma... they seem to be more reliant on N Hunter and CIFAS than the bloomin CRA's from what I've read here!