The Sub Prime Credit Thread - Part IV

never-in-doubt

ElkyElky wrote: »

I have my mock driving test tomorrow with an official examiner and a week after that, I'll have my official test.

I know I'll fail but I'll try and work my charm to bribe the examiner. :rotfl:

Good luck mate :T - although sod getting up this early :eek: :eek:

ElkyElky

never-in-doubt wrote: »

Good luck mate :T - although sod getting up this early :eek: :eek:

LOL Cheers. I like the mornings so I don't mind much. I'm just having a !!!!!! one. Cut my face in 3 different places when shaving, so it looks like I've been butchered by jack the ripper.

never-in-doubt

ElkyElky wrote: »

LOL Cheers. I like the mornings so I don't mind much. I'm just having a !!!!!! one. Cut my face in 3 different places when shaving, so it looks like I've been butchered by jack the ripper.

Haha - * remember to waer your skirt mate (a kilt will do) - and flash that thigh lad! :eek: :eek:





* NiD's method on how to fail your driving test immediately!

ElkyElky

never-in-doubt wrote: »

Haha - * remember to waer your skirt mate (a kilt will do) - and flash that thigh lad! :eek: :eek:





* NiD's method on how to fail your driving test immediately!

LMAO P!ss off. I detest kilts, horrible f*cking things. Who wants to see a guy prancing around in a bloody skirt. It's cheesy.

never-in-doubt

ElkyElky wrote: »

LMAO P!ss off. I detest kilts, horrible f*cking things. Who wants to see a guy prancing around in a bloody skirt. It's cheesy.

Then have a shower mate :eek: :eek:

:rotfl: :rotfl: :rotfl:

ElkyElky

never-in-doubt wrote: »

Then have a shower mate :eek: :eek:

:rotfl: :rotfl: :rotfl:

:rotfl::eek:

Zack1

never-in-doubt wrote: »

Bummer mate - thought you went for the England card - well that's what you used to bang on about :rotfl: :rotfl:

Zack and that bloody England card lol

Hahaha! I went for that a while ago, but knew I'd gone for something else more recently, didn't think it was Man Utd though.

So they say once I'm in full-time employment they welcome a reapplication...does that apply to all MBNA cards or are certain ones easier to get than others? I can't see the England card being scored very differently to the Man Utd one!

never-in-doubt

Zack1 wrote: »

Hahaha! I went for that a while ago, but knew I'd gone for something else more recently, didn't think it was Man Utd though.

So they say once I'm in full-time employment they welcome a reapplication...does that apply to all MBNA cards or are certain ones easier to get than others? I can't see the England card being scored very differently to the Man Utd one!

No mate - MBNA require you work don't they?

They score pretty similarly, but the fact you've applied twice quite recently is a sign to me that you need to wait at least 6 months..... regardless of whether you get a job or not.

You can appeal within 30 days so if you get a job in this time then great!

I remember you saying you forgot what you applied for! How can anyone forget applying for that !!!!!! mate (Man U card) :rotfl: :rotfl: :rotfl:

Zack1

never-in-doubt wrote: »

No mate - MBNA require you work don't they?

They score pretty similarly, but the fact you've applied twice quite recently is a sign to me that you need to wait at least 6 months..... regardless of whether you get a job or not.

You can appeal within 30 days so if you get a job in this time then great!

I remember you saying you forgot what you applied for! How can anyone forget applying for that !!!!!! mate (Man U card) :rotfl: :rotfl: :rotfl:

Oh I didn't know if they did or not.

Yea I thought they'd be similar. I wasn't going to apply again until the summer even if I get a job, but if I don't then I guess my England card is out the window Wish they would all do what Crappy1 do.... We're likely to give you this card if....you earn 10k, you haven't missed payments etc etc, at least that way you know before whether you have a chance or not

:rotfl:Hahaha, shhhhhhhh

sutton111

never-in-doubt wrote: »

Is this a full account with debit card or is it like the full auth debit card? Cheque book/overdraft?

Tell us more mate! A&L won't touch me - they cifas'd me last year (gone now though) :rotfl:

It's a full bank account, i'm led to believe. It has a cheque book, but I didn't quailfy for a Overdraft

How can I tell the difference between the 2 debit cards, if it's a full auth or a full debit?