The Sub Prime Credit Thread - Part IV

big_Daddy_Dave

i dont even know what to do i cant go on living without a bank account

i have 2 catalogues but they wont even let me have a bank account ones been running for around 6 months, nothing but green 0's not a single missed payemnt

is there a basic account that i can apply for completely online?

i dont want the hassle of sending stuff off, but if thats my only option i may just have to

plumber2009

big_Daddy_Dave wrote: »

i dont even know what to do i cant go on living without a bank account

i have 2 catalogues but they wont even let me have a bank account ones been running for around 6 months, nothing but green 0's not a single missed payemnt

is there a basic account that i can apply for completely online?

i dont want the hassle of sending stuff off, but if thats my only option i may just have to

I donk know of any online applications but Barclays seem to be pretty good from what i have read on these forums.

All you need to do is pop into a branch with ID and if accepted they will tell you your account details immediatly.

Hope this helps.:)

cifpower

big_Daddy_Dave wrote: »

i dont even know what to do i cant go on living without a bank account

i have 2 catalogues but they wont even let me have a bank account ones been running for around 6 months, nothing but green 0's not a single missed payemnt

is there a basic account that i can apply for completely online?

i dont want the hassle of sending stuff off, but if thats my only option i may just have to

http://www.halifax.co.uk/bankaccounts/easycash.asp

Apply online and you get a Visa Electron card. If you are on the electoral roll, they can verify your ID electronically so no need to send in ID. That's how it worked for me. Now I don't pay extra fees with Flybe or bmibaby

cifpower

plumber2009 wrote: »

I donk know of any online applications but Barclays seem to be pretty good from what i have read on these forums.

All you need to do is pop into a branch with ID and if accepted they will tell you your account details immediatly.

Hope this helps.:)

When I applied for their basic account (Cash Card Account) I had to fill in a form, she took a copy of my passport and it was posted off. I was told I would hear back within 3 weeks.

plumber2009

cifpower wrote: »

When I applied for their basic account (Cash Card Account) I had to fill in a form, she took a copy of my passport and it was posted off. I was told I would hear back within 3 weeks.

Did they Accept you for an account. If so are they any good to bank with.

cifpower

plumber2009 wrote: »

Did they Accept you for an account. If so are they any good to bank with.

No idea if I was accepted which is why I was told I would hear back within 3 weeks

Zack1

I think the basic accounts accept anyone, there is no credit check as they don't report to the CRAs. Well Halifax don't, but Natwest have decided they want to report my basic accounts....

I had no problem getting a easycash...they couldn't ID me when I was 15/16 though so I had to go into branch

Good luck

cifpower

HSBC and Barclays do report their basic accounts

ElkyElky

I have my mock driving test tomorrow with an official examiner and a week after that, I'll have my official test.

I know I'll fail but I'll try and work my charm to bribe the examiner. :rotfl:

cifpower

ElkyElky wrote: »

I have my mock driving test tomorrow with an official examiner and a week after that, I'll have my official test.

I know I'll fail but I'll try and work my charm to bribe the examiner. :rotfl:

Just flash a bit of thigh. Worked for me