The Sub Prime Credit Thread - Part IV

ElkyElky

never-in-doubt wrote: »

Yea but £100? Sygma give better raises (30%) so in 2 years your limit will be £1,000 - (then 1300, 1650, 2250 etc etc) not likely to achieve that with crappy 1 mate!

Yeah £100 is sh!te but at the end of the day, it still beats paying interest, plus the additional green 0's will help for reapplying to Asda.

I'm probably due an increase on my Flybe card but they'll credit search me if I call and ask.

Innocent_Guy

never-in-doubt wrote: »

Hmmm, just seen this mate:

http://w w w. mobiles.co.uk/vodafone-blackberry-storm2-9520.html

Look at top one! Good deal to be had there - just delete the spaces in w w w

Cheers mate

never-in-doubt

ElkyElky wrote: »

Yeah £100 is sh!te but at the end of the day, it still beats paying interest, plus the additional green 0's will help for reapplying to Asda.

I'm probably due an increase on my Flybe card but they'll credit search me if I call and ask.

It would look better to Asda to have the green 0's on a longer account with higher limit than a newer account with lower limit! i.e. your sygma is older than crappy1 isn't it? This shows stability mate.....

I'm only offering my advice and to be fair, 0% on £100 isn't exactly going to save much is it? lets be honest mate - you're not that bothered lol

Innocent_Guy

Apparantly new accounts being opened is not a good thing, i.e some lenders will decline you if you have new accounts?

Innocent_Guy

I need to close some accounts. I have 16 active accounts!

never-in-doubt

Innocent_Guy wrote: »

Apparantly new accounts being opened is not a good thing, i.e some lenders will decline you if you have new accounts?

Some do, MBNA can be like that mate - yes...

never-in-doubt

ElkyElky wrote: »

I'm probably due an increase on my Flybe card but they'll credit search me if I call and ask.

They will indeed, best wait til the auto one after 6 months mate. Will either be on your 6th or 7th statement and if not then don't apply cos they will prob decline you and search you.....

seeya23

im back after puting window 7 on my laptop

ElkyElky

never-in-doubt wrote: »

It would look better to Asda to have the green 0's on a longer account with higher limit than a newer account with lower limit! i.e. your sygma is older than crappy1 isn't it? This shows stability mate.....

I'm only offering my advice and to be fair, 0% on £100 isn't exactly going to save much is it? lets be honest mate - you're not that bothered lol

When I called to activate the card, they said they'll give me an increase in 3 months if I keep to the agreement and I could be eligible for up to £2500, so I was thinking of waiting until then?

I personally think £100 is an insult, considering I got £200 when I applied for the classic card with no credit history.

Innocent_Guy

never-in-doubt wrote: »

Some do, MBNA can be like that mate - yes...

I have too many new accounts