The Sub Prime Credit Thread - Part IV

never-in-doubt

Cash_Flow wrote: »

Cheers man. Have you driven the Ford Focus ST?

Me mate - nooo, too flash! I prefer the Titanium Focus mate...... bet mine doesn't go as fast as yours lol :rotfl:

Cash_Flow

never-in-doubt wrote: »

Me mate - nooo, too flash! I prefer the Titanium Focus mate...... bet mine doesn't go as fast as yours lol :rotfl:

Yeah i like that one as well..... infact I bet all three of my bank managers would prefer that cash flow purchased a Ka in the summer:T

wizzywig27

NID, if you have deaulted with a company, can you EVER apply again and be accepted?

never-in-doubt

wizzywig27 wrote: »

NID, if you have deaulted with a company, can you EVER apply again and be accepted?

Yes mate after 6 years!

wizzywig27

never-in-doubt wrote: »

Yes mate after 6 years!

dont they have like an internal system that states you defaulted?

never-in-doubt

wizzywig27 wrote: »

dont they have like an internal system that states you defaulted?

Not after 6 years - no! That is why I said yes, after 6 years

wizzywig27

never-in-doubt wrote: »

Not after 6 years - no! That is why I said yes, after 6 years

lol you do make me laugh chap, so what if I keep getting letters, as stated above from a company, acting on behalf of Littlewoods, but it is not on my credit file? In theory I can apply?

never-in-doubt

wizzywig27 wrote: »

lol you do make me laugh chap, so what if I keep getting letters, as stated above from a company, acting on behalf of Littlewoods, but it is not on my credit file? In theory I can apply?

Erm, well no mate that would be pure bonkers!

Why would you want to, lol?

But seriously, if the debt is statute barred then you should write to the company and tell them to p!ss off and stop illegally harrassing you.

Then after a few months you could reapply, or try one of their other brands... but are you certain it is SB'd and not just outstanding but they haven't properly linked you at your address - are you sure?

Be certain before being cocky, otherwise you'll regret writing to them lol

wizzywig27

never-in-doubt wrote: »

Erm, well no mate that would be pure bonkers!

Why would you want to, lol?

But seriously, if the debt is statute barred then you should write to the company and tell them to p!ss off and stop illegally harrassing you.

Then after a few months you could reapply, or try one of their other brands... but are you certain it is SB'd and not just outstanding but they haven't properly linked you at your address - are you sure?

Be certain before being cocky, otherwise you'll regret writing to them lol

haha, mail is being sent to my current address, in the correct format, its from capquest. I will message you about what this letter says if its ok, but I am 100% sure its SB'd, its from LX Direct

I aint going to apply, no way, not yet, at least get the SB sorted out haha :rotfl:

never-in-doubt

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