Newbies' 10K in 2010 Challenge!! :)

dizzybee

£200 payed to day

webitha

lamarsi wrote: »

omg just been doing my online banking and was thinking .. right i have £94 there i could use for...when my eye noticed the available balance was £394, i'd completely forgotten i've got an overdraft on the account cause i've now stopped seeing it as my money! it's the 1st time in years i haven't thought about using my overdraft AND I'M A STUDENT!!!! (albiet a very mature one):T in a way halifax did me a favour when they started to charge a pound a day.. I thought 'a pound a day ..no f'in way!'

as they have done to me and HIM.
HIM was gonna change banks, but this has kept him in the black :T:T
im sorry to say that mysavings for a big pay off has gone down by £40 a bill came in and i just paid it off, just like that, ive never done that before :j at least it hasnt gone up huh

shadydaz

banwa wrote: »

I LOVE this thread. I'm astounded at people signatures - it looks like we are averaging paying/saving £800 each so far this month. That's pretty incredible.

And it's bringing out my competitive streak...I'm constantly trying to think of ways to bring my totals up faster.

*goes off to check spreadsheet for third time this evening* :rotfl:

Its a bit less than that but still impressive! I wish I could pay mine faster too. It's so frustrating :mad:

shadydaz

Snowdonlily wrote: »

Today was payday (at last!!) and I've finally been able to update my signature. Today I've paid off £1,052.36 yayyyyy!

I'll have to behave for another month now cos I'm nearly skint, but I'm finding it really strange how satisfying it is to see these figures coming down. I think I've just become another convert to obsessive moneysaving!!

Everyone is doing really well :T

EXCELLENT, WELL DONE! :j
Great start too, that is a super amount.

shadydaz

Knitty78 wrote: »

Pay day today and the extra £300 I used to pay off debts has had to go in my savings account for the second month running. OH has given me enough money to cover the bills till the end of February but until he gets another job I need to keep that money there just in case. I really feel like I've hit a wall in paying back the debt but until we get that second income we're stuck. Hopefully he'll get something soon and that money can go towards debt as originally intended.

Are you still making our minimum payments Knitty78? That counts towards you total too if you want it to?

claire123c

Hi everyone,

grr Jan is a slow and skint month! I'm not doing as well as I can at all, and still waiting patiently for payday lol.

a further £34 and £10 for me to add, from MS'ing and expenses from work. ) I always save my expenses payments, as it feels better to do that than have it eaten up in my current account!)

Am waiting on a couple more payments, but will update at the end of the month.

oreo7504

Pay day for me too! Now have enough to pay off my car loan so going to phone them tomorrow to see if I can pay it off early. Can't wait for another 2 weeks, to pay it off.

peetzil39

Evening all,
Can't wait till payday next week, this has been the longest month EVER! Frustrated tonight as checking online accounts, and my cc company have taken £145 (old amount) they were meant to take min payment £36, so this has bumped my overdraft up again argggggg, the phrase one step forward and two back springs to mind......will have to phone them tomorrow and sort it out, don't want a repeat next month :mad:
Hope everyone has a good weekend
Peetzil x

oreo7504

I've also found someone to buy my M&S vouchers, so that's another £50. Off to find them, so I can get rid of them over the weekend. As I'm working extra shifts.

lamarsi

morning all, congrats to everyone updating and to those struggling hang on in, we're not even 1/12 thru the challenge yet! life chucks carp at us we just have to dodge it best we can, my car which is a taxi decided to roll over and die the week b4 crimbo, the engine seized on it. I always work like a mad woman over christmas for the money for my tax bill and the accountant, so i was in a real panic, I got so stressed i ended up fainting, but because of the bad weather and some lectures being cancelled the taxis have been busier that usual in january and i'm managing to make some money back slowly but surely