Newbies' 10K in 2010 Challenge!! :)

Wellen

With my 14K job im seriously taking on this challenge but i know it will be hard work hence all the over time i can get and 2nd income i can generate will be used to kick this into touch. Good luck all!

+1

tlc123_2

Hi all

I've decided not to count al the money I've paid. Think I'm gonna do what Willsmum suggested and count my payments but take off the interest. That way i know that whats in that total is whats actually come off! Hoiw exciting. I qon't count my direct debits til the end of the month tho, otherwise I lose track.

One of my dogs cost my £180 yesterday as we had her spayed, but we used christmas money so only cost us £20! Bless her she's verey sorry for herself though

T x

lamarsi

good morning all! at last, cyber space money gone thru so updated my siggi, like everyone has said Amathea take no notice although it seems that like me if someone tells you you can't do something it makes you even more determined to do it! back at uni 2day ... car is in knackers yard still (hoping they keep it until next week cause skoda is paying me 50 quid a day for it being dead but think it'll be ready tommorrow pah) so i've been up since 4.30 worring about missing my lift, just gone out with the re-cycling and its snowing again!!

lamarsi

p.s i'm having to drink warm vimto for brecci cause i wanted to have another no spend day yesterday even though i'd run out of milk yuk !

sallymander

Lamarsi Ive got a the flu today and am off work, but I love hot vimto, especically if Im ill, so can I swap it for the extra pint of milk Ive got in my fridge? :rotfl:

Have a good day today everyone

sally x

webitha

oooh i love hot vimto too, espesh on days like this, things waiting patiently by the radio hoping that their school is not closed....they only went back yesterday lol

anyhoo, as stated i will be adding my normal payments which has gone out and my special pot where i put the extra is stashed where HIM and the things cant get it, ive decided on a ferrarro rocher box and its got £90 in it :j:j
i still got £50 in cheques and £40 in bingo wins coming, but im not counting them until they are actually in the box

ragstoricheswannabe

I too am sat by the radio listening for school closures..........had to take day off work coz of more snow as couldnt get my car off my hill, couldnt get a lift and wouldnt of been able to get to my childminders house!!!

Doesnt mother nature understand that to pay off £10k this year i need to go to work?!?!?!?!?!

off to make a hot vimto now, you have all made me want one!! lol!!!

oreo7504

ragstoricheswannabe wrote: »

I too am sat by the radio listening for school closures..........had to take day off work coz of more snow as couldnt get my car off my hill, couldnt get a lift and wouldnt of been able to get to my childminders house!!!

Doesnt mother nature understand that to pay off £10k this year i need to go to work?!?!?!?!?!

off to make a hot vimto now, you have all made me want one!! lol!!!

I know that feeling, I kept thinking I was getting sick last week & all I could think was I can't be sick as I've got 2 weeks off to fit in as many shifts in as possible. Now I'm worried about the snow.

planning303

I havent told anyone apart from my mum and girlfriend that i am attempting to tackle my debts..

I find it best to not say anything, as people go a bit weird when they find out that someone is trying to better themselves.

They'll either not say anything and be waiting for you to fail, or they'll be incredibly anti from the outset (as experienced by people further up the thread)..

I'm going to wait untill June before i tell people, when i can (hopefully) say, "I've been trying to tackle my debt this year and i've already smashed 5k and have halved my interest payments".

lamarsi

:mad: morning so far: woke up 4.30 so i wouldn't miss my lift at 8, then came on here started chatting and had to rush last min so went out in the snow with wettish hair, got pelted by snowballs by local youths, lift was 15 mins late and took an hour to get to uni cause of the snow, we were just turning round corner and got phone call all lectures cancelled, turn around and repeated journey back to front, forgot to pick some milk up on route and nearing the end of vimto ( glad it started a trend there lol) so need to button up and brave the blummin weather again... what a morning ... lecturers are wimps :snow_laug