Newbies' 10K in 2010 Challenge!! :)

bazwod

Hi Chris

Can't help you with the getting the interest frozen and all that malarkey, just been reading through your thread....All my debts stem from uni, that's when i got in the spending habit too! Guessing there's loads of us (Ames you too!!). Had a great time though! I see you haven't included your official student loan- do you have one?

I've not included mine....

Good luck with the £10k in 2010... I'd love to be able to pay that much off but wouldn't be able to eat if that were the case!! There's only so much to sell on ebay!!

Chriscjc2002

Hi Emily! welcome to the thread
was your debt from uni if dontt mind me askin? hehe old timer lol

How old you then Emily? i'm 27!...........and thats feeling old! lol x


Cheers for the support Bazwod!! Yeah iv got a student loan too.....reckon im about 40K if add that.....but im ignoring that as goes as tax lol.....but its still gots go sometime doh! I left uni 5 years ago Baz, hows about you? which uni did you go to?

My 10K has to come from extra sources else i wont eat either lol.....got to find money making challenges, maybe evening work, what ever it takes really :T (apart from robbing banks obviously :rotfl:)

ehallett

Chriscjc2002 wrote: »

Hi Emily! welcome to the thread
was your debt from uni if dontt mind me askin? hehe old timer lol

How old you then Emily? i'm 27!...........and thats feeling old! lol x

Didn't you know that you should never ask a woman her age?? . I am 28 and believe me that feels old to me - I am dreading 30 :eek:.

I didn't go to uni, my debt came from being stupid, taking too many holidays, buying too many pointless things and basically going wild when I was a youngster. Paying for it now though.

Thank you for the welcome. Really looking forward to getting that 10k paid off :j.

Emily xx

Chriscjc2002

Hehehe ...... I do know that Emily - but it dont hurt to be cheeky once in a while lol

Dont talk to me about 30! yeish....scares hell out of me :eek:

I may even set my debt free date to when im 30, so at least i got something to look forward to! lol Gonna be the biggest celebration when we clear that 10k!! :beer:
x

so_here_we_are

HI Chris

I too would like to join this challenge, something to keep me going next year. 10 in 10 would be great for me to clear, not sure how yet but I'm working on a plan....

SHWA

SiannieLaz

Morning All,
Going to start trawling round the house tonite for stuff to put on ebay, as soon as paypal re-activate my account. Don't know why they stopped it but anyway, I'm bound to have some stuff to flog! Does anyone know a good site for selling books? I used to use amazon but since the post prices when up, it's actually costing me money to sell a book if it's under £2 so I wondered if there were any better sites?
Haven't heard anything from Avon yet, will re-apply again today. Got some birthday money yesterday and chucked some change in my 'secret' account so has gone up a little. I know we're not officially starting until Jan 1st, but I'm counting this as practice!!
Have a great day all
Sx

Amatheya81

Hi I'd like to join in. I've got just over £20,000 so it would certainly be nice to 1/2 it.

Chriscjc2002

SHWA - welcome to the thread youll have to post up your plan when youve done it...might give us all some inspiration :T

...'Dont you just love it when a plan comes together'............

SianneLaz - good on ya! dont hurt to start putting few things into action

....it was your birthday yesterday?! Happy Belated birthday :bdaycake:


Amatheya81 - Hi ya! Good target - you could be debt free in no time! and welcome to the '10 in 10' challenge

I should trademark that! lol! :rotfl:

nicki2025

First time user....

ive calculated my debts and they amount to over 40K, very scary!! I need to do an SOA but cant find where the link to this is, can anyone help? I'd really like to join this but it might be more like 2k in 2010 for me. Just need to assess my ability via the SOA and hopefully get some ideas for reducing my outgoings.

Appreciate any help going.

sallymander

Hi Chris - Dont panic about your total, I've got about the same and as Knitty says its scary to start off with but you can soon become obsessed!

Hi siannie -Happy Birthday :beer: - have you thought about using green metropolis? (just search under that) they pay a fixed price of £3 although you can reduce the asking price if you don't think it worth that and you can add more if its a particularly large book to cover the extra postage. I list my books on both green met and amazon and then when they sell just remove them from the others list.

I've been thinking long and hard about how to crack this challenge and Im a bit restricted on getting another job because my main jobs working hours are a bit all over the place. Ive been thinking about making things to sell (ebay, car boots etc) and think Christmas decorations might be the way forward. Although Im out and about with my job I'm often sat around in the car for hours so Im trying to think of the best way to 'utilise' this spare time but not coming up with much at the mo :rotfl:

Its great to see so many people joining up, it means more help and support to go round!

Sally x