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Newbies' 10K in 2010 Challenge!! :)

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  • Sallymander, Ames, xEMSKIx, Rictus123 welcome aboard my thread!!! :D

    More the merrier, the more support and ideas we can give each other the better! :T

    Sounds like most of you are looking to clear at least 10K so we can tackle this momentus task together!! :D

    Sallmander - same with me, iv got about 30K im totalling it up as we speak and will detail it all later but I think 10K is a good figure to start and make that dent :)

    Im really looking fwd to it too :D - it takes the daunting edge off it having guys on here to talk to and making it a 'challenge', if its less of a chore your more likely to pull it off :p

    Ames - what figure you looking at hitting, your welcome to state your target figure and try and hit it with everyone else we get on board......lets try make this fun and take the stress out of it :D

    Oh in heindsight how differently I would do uni now....spent like an idiot - i didn have a clue :S

    xEMSKIx - defo :D will be glad for your input welcome to the thread and our challenge


    I dont know about you guys but im so looking fwd to this....be good to see light at the end of the tunnel and ill be so proud if i do it!!

    Hell......if we all do this we should meet up Jan 2011 in London for a beer and celebrate!!!! :p lol
    Virgin Loan - £13,646
    Lloyds O/D - £2,572.59 Halifax Ln - £7,565.07
    Halifax O/D - £346.30 Barclaycard - £315.19
    Halifax CC - £1,163.73 Orange Mob - £976.50
    Council - £300 Total to be rid of: £26,885.38
    '10 in 10' Challenge - Come join the party :rotfl:
  • Ames
    Ames Posts: 18,459 Forumite
    I want to clear my debt by the end of next year (I'm 30 on Jan 2nd 2011), which is erm, around 3k but I can only do it with 40% f&f's, plus I want to pay my dad back the £400 I owe him. So over all I'm looking to save 1200 (I've got some already saved). It doesn't sound a lot, but I'm on benefits so it is to me.
    Unless I say otherwise 'you' means the general you not you specifically.
  • shadydaz
    shadydaz Posts: 377 Forumite
    Part of the Furniture Combo Breaker
    edited 26 May 2010 at 9:22PM
    EDIT FOR MEMBERS LIST:

    Hey all you new guys! :D welcome to the challenge...I have added you to the list.......:beer:


    1. Chriscjc2002
    2. Sallymander
    3. Ames
    4. xEMSKIx
    5. rictus123
    6. shadydaz
    7. Buffythedebtslayer
    8. toolittletime
    9. ragstoricheswannabe
    10. SiannieLaz
    11. Knitty78
    12. janek1711
    13. ehallett
    14. so here we are
    15. Amatheya81
    16. Itsarandom
    17. indiasdad
    18. bazwood
    19. tlc123
    20. willsmum
    21. sandycheeks
    22. dizzybee
    23. gembaxter
    24. kevboy_telford
    25. katieg543
    26. Lins1205
    27. toolittletime
    28. bigbeff
    29. Velma
    30. parsniphead
    31. KipKip
    32. kiwibabe
    33. novagirl
    34. spykey_uk
    35. studiorex
    36. misslauren
    37. Nottobadyet
    38. oreo7504
    39. brokemedic
    40. craftdaft
    41. DreamerHelen
    42. kavics17
    43. Boomdocker
    44. dizzytina
    45. jellicat
    46. Catspaw
    47. mrs motivated
    48. lookingtothefuture
    49. CreditJunky
    50. buddiebabe
    51. LaDiva
    52. mavvysmum
    53. trying hard
    54. skintjenny
    55. museumworker
    56. peetzil39
    58. Apolonation
    59. Lois and CK
    60. s0237276
    61. Jubilee76
    62. gardis
    63. kate_pixie
    64. alli_baba2
    65. 3nicky1
    66. Clurbur85
    67. ladymoon
    68. jojitsui
    69. tiptoes
    70. lauraindebt
    71. gemgem27
    72. sittingonabeach
    73. dillidalli
    74. deq123
    75. firestronaut
    76. puss14
    77. PlayingHardball
    78. bLaZiNgDucK
    78. viv.
    79. lamarsi
    80. geranium72
    81. Chasing The Dream
    82. WelshSaver
    83. Poorbuthappy55
    84. sickandtiredofdebt
    85. oneeyedandgreen
    86. Beltona
    87. angelbot
    88. liggins
    89. toshvaldo
    90. ratestart
    91. nicki2025
    92. heartland
    93. PurpleJellyFish
    94. Claire123c
    95. NewlyFrugalMumof3
    96. ladygogs
    97. Flickering Ember
    98. educator
    99. mumofseven
    100. loumac
    101. Allons-y
    102. judi24
    103. nomorespending
    104. Corona007
    105. Moggiesmate
    106. cockers
    107. ecdub
    108. skaps
    109. bloodofareptile
    110. TotallyBrassic
    111. Fluffy30
    112. lauhen
    113. Snowdonlily
    114. emmei26
    115. banwa
    116. KrazyKel
    117. retailtherapycathy
    118. emmie
    119. Emsky*
    120. wannaBeDebtFree
    121. victoriaplum1
    122. Liz41
    123. fayei
    124. Wishful Saver
    125. scoobylicious
    126. PrincessLou
    127. dentonemma
    128. t4mof
    129. Boobylou
    130. Basingguy

    Welcome and good luck :D
    Was in debt £23k- Not now (12/07-12/10):T
    Did smoke- Not any more (26-02-11):j
    I am not perfect but everyone loves a trier don't they??:A
  • I should have about 11,000 left by the end of the year, I am not a newbie but can I join?

    I REALLY want to get out of debt so I can maybe leave my job. My original debt free date when I started here was dec 09 (I will be CC debt free by then, just the loan left) (the big scary loan!!!)

    thanks

    Buffy xx
    Nevertheless she persisted.
  • I'm not a newbie either but would love to join in. (Have had a couple of userneames so far!) My debt currently stands at approx £9800. I will be able to chip away at it a bit more so think it will be about £9000 by the end of the year. But there is a possibility I will be made redundant next summer so really need to get it paid off ASAP. Good luck everyone!
    20K by Xmas 2010 (10 in 10 challenge - debt):
    Debt: £799.21/£10500
    Savings: £0 / £9500
  • Course you can guys!! :D Welcome on the thread!

    Lets crack this debt :T

    Day 2 of this thread and our numbers are growing people :D :beer:

    Currently (still) totally up my debt to the penny......think i may run out of spaces on the calculator :cry: :eek:
    Virgin Loan - £13,646
    Lloyds O/D - £2,572.59 Halifax Ln - £7,565.07
    Halifax O/D - £346.30 Barclaycard - £315.19
    Halifax CC - £1,163.73 Orange Mob - £976.50
    Council - £300 Total to be rid of: £26,885.38
    '10 in 10' Challenge - Come join the party :rotfl:
  • Another "not a newbie" wanting to sign up!!!! if i could pay £10k off next year i would of cleared nearly half my debt (its around the £22k mark at the mo)

    For those that like numbers it means paying off £833ish a month.............

    good luck everyone!!!!!
    love rags
    xxxxxxxx
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
  • Wow - when you put it like that Rags that's just about all of my wages. :eek:Meaning we would need to live on OHs wages! Our fixed term on the mortgage finishes Feb/ March time which should mean we're about £400 a month better off so that should help!
    20K by Xmas 2010 (10 in 10 challenge - debt):
    Debt: £799.21/£10500
    Savings: £0 / £9500
  • hehehe think i need to edit the title lol and clear something up.......

    Im not 'Newbeist' lol :p

    This thread and challenge is for anyone interested, the title is misleading lol

    I meant - im a newbie posting it, not you need to be a newbie to do it lol :rotfl:


    :rolleyes:
    Virgin Loan - £13,646
    Lloyds O/D - £2,572.59 Halifax Ln - £7,565.07
    Halifax O/D - £346.30 Barclaycard - £315.19
    Halifax CC - £1,163.73 Orange Mob - £976.50
    Council - £300 Total to be rid of: £26,885.38
    '10 in 10' Challenge - Come join the party :rotfl:
  • Hey 'Rags'.......welcome to the thread :D

    When you put it like that it sounds a lot....we got our work cut out!

    Still a challenge isn't a challenge without it 'being' a challenge right?!! :T

    roll on 2010 and our en-mass debt reduction!!! :beer:

    x
    Virgin Loan - £13,646
    Lloyds O/D - £2,572.59 Halifax Ln - £7,565.07
    Halifax O/D - £346.30 Barclaycard - £315.19
    Halifax CC - £1,163.73 Orange Mob - £976.50
    Council - £300 Total to be rid of: £26,885.38
    '10 in 10' Challenge - Come join the party :rotfl:
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