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Newbies' 10K in 2010 Challenge!! :)
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Hey all
Not been on here since the first few pages. Have managed to catch up and see you are all doing so well!! Keep up with it and well done. I'm really going to struggle with the challenge now, not been on here because my boyf and I have split. And we only bought the house a year ago. Have a fixed rate mortgage for another 2 years so have massive redemption costs, solicitors fees, agency fees to sell house etc etc. Reckon I'm going to lose about £20k in total. Boooo! So disappointed that my debt is only to get worse this year than it was last year. And gotta sort all house stuff out. Argh man! Woe is me!!
Hope you all had a great christmas and have a great new year
Oh no, Baz, I'm sorry to hear that! Keep strong and try to enjoy the new year as much as you can.Mortgage free by 30:eek:: £28,000/£100,000Debt free as of 1 October, 2010
Taking my frugal life on the road!0 -
Oh no Bazwood what a rotten start to the year! Unfortunately it was a similar thing that got me into debt, but at least you're in the right place for support. I can't find the hugs piccie so have a beer instead :beer:.
I finally got round to swapping my energy suppliers today *hangs head in shame as been an MSE'er for about a year now* but thankfully it will save me £45 so more money for this challenge, and it knocks 3 months off my DFD!
Sally xOfficial DFW Nerd Club No. 1150 - Long Haul Supporters Club No 186 - Debt free 26.5.17
Proud to have dealt with my debts0 -
Hi All,
I joined a few days ago but have not posted since then so here goes...
Paid £85.04 into my challenge account from survey money and coins banked today.
Good luck to everyone with their targets - seems like a long way to go doesn't it?0 -
Evening all, well i have managed to have the 2nd non spend day of the year so far, which is really good for me lol!!!!
Ive also managed to gain another £41 to my 10k fund as my childminder is poorly and cant look after the kids on monday, I do hope she gets better soon tho!!!
And with my montly payments that are due to leave my account it makes another £195.
Cant wait to update sig to £336, so far so good!!!!
really glad i joined this group dont think i could do it on my own :beer:
x x x xDebt July 2009 £10,611, Debt Dec 2009 £10,247. Debt Jan 2011 £10,000:(. Debt Dec 2011 £9,600 :-/
Nov 2013 - total Debt £10,590.34. DMP to start Nov 12th 2013!!!!!
DFD May 2017!!!!0 -
Evening all,
Recipe book on the way to those who've requested it. Happy to keep sending, but you need to let me know email addresses so I know where it needs to go!Don't forget to share if you have any major successes!
I've had a good day, not quite no spend but interesting never the less.
Went to John Lewis with left over vouchers from wedding and managed to buy more of my dinner service in the sale saving about £15 on previous prices. Then when paid with vouchers got £7 change in cash.
Then went to cash in two scratchcards worth £7 so even after paying for parking came up £12 more in my purse than when I went out. :T
Have popped into dad's and had tea and cake there and then to mum's for more tea and more cake. Not helping diet resolutions but free tea and cake when we are starbucks addicts is not bad going.
Funny how you become really aware of all these little things when you join a challenge.
bazwod - Sorry to read about your news, try and stay on MSE as lots of support and lots of suggestions to get you through tough times. (financially at least!)
sally - well done on energy savings! It's definitely worth doing....hmmm... off I go. :rotfl:
Enjoy your Saturday evening and will no doubt be back tomorrow. xWandered away from the MSE track for a while but am back and on a mission! Debts cleared nearly £18k. Now to start saving ...0 -
hi all
baz, I'm so sorry to hear about your relationship - that's a crap start. But you have all of us to help you through it.
I'm off to my first mystery shopping assignment tonight, I have to go at 11:30 as its to a nightclub. I really can't be bothered but its another £20 in my pot!
t xLong Haul Supporter #203:beer:0 -
I'm finally home from a 13 hour shift, I'm so tired after working a night new years eve as well, but it will be worth it when I get paid as these are all extra shifts.
I really want some of my payments to come out this month, so I can update my sig. Never wanted payments to come out so much.Total debt £13318 :idea: paid £5660 Left to pay £7658 57%
10K in 2010 challenge 6806/10,000 68%
Clothes challenge 12/100 10%0 -
Hi guys!
Sorry its been a little while since my last post, but am happy to report that some progress has been made!
I've made the following payments towards the debts since my last post: -
21.12.09 £59.77
29.12.09 £150.00
29.12.09 £30.00
02.01.10 £85.00
So my total is now £499.77 :j, although that amount is driving me nuts so I may make a payment of 23p to bring it up to a round £500! :rotfl:
How is everyone else getting on? xMortgage when started (Dec 2013): £157,272.50
Current mortgage (date): £156,885.56
Mortgage free day: Dec 20430 -
Okay, the 23p has driven me mad so I've paid it! Making my total £500 exactly! xMortgage when started (Dec 2013): £157,272.50
Current mortgage (date): £156,885.56
Mortgage free day: Dec 20430 -
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