Newbies' 10K in 2010 Challenge!! :)

sallymander

P.s. Peetzil my dad loved the marsbar cake! x

webitha

lamarsi wrote: »

hiya count me in please, although i may struggle actually reducing debt by £10,000 as i'm a student and the taxi i have to earn extra cash has just rolled over and played dead the week b4 christmas pah lol

dont worry hun, unless my job situation changes i will also struggle, but there is nowt wrong with PMA and aiming high though :D, i have alsways stated that if i managed to get half i will be happy, but im still going for it

geranium72

Hiya

Not a newbie either but would really like to join the £10k in 2010 challenge as it is exactly what I am aiming for

Good luck to all

Chasing_The_Dream

Hi, I've been reading this thread for a few days now & I would love to join in if that's ok? I have debt of around £18k :mad: (just about to sit down and work this out properly) and would love to have shifted £10k of it by this time next year!

Good luck everyone

Chasing The Dream xxx

jojitsui

sallymander wrote: »

Hi all

Only Five sleeps ....whoop whoop. Im having a few friends round for new year as its cheaper than going out but is it wrong that I'm far more excited about this challenge???? I even told my OH that I don't want to get too wasted because I want to ebay on new years day! :rotfl:

Hello to all the newbies, great to have you along, the more the merrier - we can't be far off 100 members now?

sally x

I love it!!

peetzil39

Hi all,
I am getting quite excited now, can't believe its just 4 days to go!! Have done really well and avoided all the sales so far (not been to the shops at all actually) know I couldn't trust myself just yet, not to buy things I don't need

PS - Glad your dad liked the mars bar cake Sally!

WelshSaver

Chriscjc2002, I have started reading your post, and would love to join your 10k in 2010 challenge, I have about 33k in credit card debt. So have worked out if I can clear 10k in 2010, 11k in 2011 and 12k in 2012, then it will be clear by the time I am 40. Please can you add me to your list. I can't wait to get started now.

Lookingtothefuture

tlc123 wrote: »

Just want to echo a question raised earlier, so the payments I make every month anyway count towards the £10k?? or is it only the additional pennies?

I am going to take into account my mandatory payments too. Although I haven't £10k of debt, I want to clear the debt that I do have and start to either pay off the mortgage or get some serious savings or even better, both! I have also been a bit 'naughty' and started this challenge already...:o:D... however I figure that I may save myself a few extra pounds in interest by doing that and that's the aim! Get rid of the dreaded cards so that I can really start living my life!:j

Hope this helps!

Glad to hear everyone had a good christmas

shadydaz

77. PlayingHardball
78. bLaZiNgDucK
78. viv.
79. lamarsi
80. geranium72
81. Chasing The Dream
82. WelshSaver

New Members added. Welcome, welcome. Make yourselves at home. Good luck with the challenge.

Amatheya81

I'm including my normal payments as well which means I should be able to knock about £4,500 off my £10k. Sounds good to me but that still leaves £5,500 to find *gulp*

Roll on the first :T