Newbies' 10K in 2010 Challenge!! :)

Chriscjc2002

Ames- Sounds like your doing alot of right things, cant be easy with your condition though! Good on you for actually tackling it though ..........youll have to just ban aunty flo for visiting for a while lol!!

I dont know much about that condition, is it similar to Fibromyalgia and ME?

Chriscjc2002

Still compiling my debts.....


.....this is scary stuff!!!!

Buffythedebtslayer

Oh dear Chris! you still adding everything up?

Its all for the best even if it is momentarily a really !!!! feeling

(hugs) in case it is worse than you thought xxxx

Knitty78

Chriscjc2002 wrote: »

BTW does your name reflect 'your' passion.....do you like knitting??? cos you could make a killing over christmas selling scarves on a market! .....you could prob clear all your debt worries lol :T

If only that were true

Yes I love knitting but am very slow so far this year I have completed 4 scarves :rotfl:One of which was 2 months late for Christmas last year.

Chriscjc2002

Cheers Buffy! Appreciated ......Looks like its going to be more......oop

ill have this uploaded this afternoon, its a bit embarassing to admit to x

Knittty - Thats a poor turnover! lol :rotfl:

Mind you at 3 months a scarf they are quite a high value product lol think of all the love and care gone into them - price them at say £250 a piece and it could be a goer!!! :rotfl:

Chriscjc2002

43 days till we commence the '10 in 10' challenge!!!! :j :T

Chriscjc2002

OK.............here goes...........I've uploaded my situation info!!!

:eek:

And i've not included my student loan as that gets taken as tax - and I dont want to completely scare myself silly!!!!

Knitty78

You have a similar amount to me, it's not that scary when you start getting into it, although I have become obsessed with trying to bring my debt free date forwards.

Chriscjc2002

Really does worry me

Anyone think its worth seeing if i can get the interest frozen on these through say payplan?

bearing in mind some of them have been transfered to debt collections/ outside collections teams :S

Also im going to try and get my charges back from lloyds who were the catalyst for it all- Iv got about £4400 worth of charges they have sent me after I requested them through the data request channels, now thinking about putting together my hardship forms....but so worried they wil throw it out (being lloyds :mad: )

Also another of my concerns is credit rating....its like terrible!! 400 out of 1000 or something, in the big risk category :eek:

help! lol

How is everyone today? x

ehallett

Hi

Another old-timer DFW who would love to join the challenge please (not old timer in terms of age!). I have around £30k worth of debt so clearing a third of it next year would be fantastic.

Roll on January 1st :j

Emily xx