Chops Chipping the credit card debt!!

chops22

Been and bought the alcohol today,:beer: and other xmas nibbles...spent more than I wanted to, but all done now. I am going to add up everything I have spent, from gifts to food wrapping paper and wine...so I know what I am aiming for next year (minus a couple of hundred quid!!).:money:

Kids finished early today and got to play in the snow after school. So they have had tea now and are bathed and in their jammers. Hubby (the nutter) is off to freeze his watsits off at the footy!! So it’s going to be a Christmas film with the kids, then baylies hot choc and catch up on my TV.

I am going to track a few pressies I am still waiting for...jump in the shower and snuggle up on the sofa.:rudolf::rudolf::rudolf::rudolf:

chops22

macgirl wrote: »

Hmmm, sounds similar to me. When you work out how to find the extra cash, please will you let me know

Hmmmm keep practicing running...and grab a balaclarver!!!!!

Even if this plan fails...free bed and board for ten to fifteen years???

macgirl

Sounds like you have a lovely evening planned Chops - enjoy

chops22

Paid the MBNA today, only the minimm as worried I will go over "my" overdraft limit this month.

Have worked out tho that this means I have paid off just over 2% of my debt...still a long way to go, but not bad for a months work x

chops22

Paid £50 off my Tesco today. Getting there

Very tired, was out last night...and it was good and relatively cheap as work paid for meal and drinks. However taxi home was £23 and it was a nightmare to get one as it snowed all night.

I am praying the snow lasts till xmas...its been on the ground since thursday.

Today we went for a lovely sunday lunch, and were treated by FIL, it was great to see all the family and a lovely suprise treat.

Then came home and boys played in the snow, and then we watched a film and I had a nap...still tired now tho so I am soon off to bed.

chops22

Going to try and get all cleaned though today:

Tidy bedrooms
Hoover and dust upstairs
Clean bathroom
Put washing away
Clean kitchen
Hoover and dust lounge and dining room.
Sort out the shoes taking over the utility and maybe look at ironing mountain!!!

Bake banana muffins
Maybe also some xmas cookies with the kids.

Firstly off to have some brunch bacon and eggs ...lush!! (treat for the kids..of course!!)

chops22

Well managed most of it:

[STRIKE]
Tidy bedrooms
[/STRIKE][STRIKE]Hoover and dust upstairs[/STRIKE]
[STRIKE]Clean bathroom[/STRIKE]
[STRIKE]Put washing away[/STRIKE] ....although some still drying
Clean kitchen...half done, but waiting to bake befoe mopping
Hoover and dust lounge and dining room.,,dusted...wrapping tonight so hoover tomorrow
Sort out the shoes taking over the utility and maybe look at ironing mountain!!!shoes done...hiding from the ironning!

Bake banana muffins...kids more interested in the snow....
Maybe also some xmas cookies with the kids.

[STRIKE]Firstly off to have some brunch bacon and eggs ...lush!! (treat for the kids..of course!!)[/STRIKE] managed this one easily!!!

chops22

Now I am more or less sorted , I am chilling on the sofa and watching Escape to the country...abolutely sick with jealousy!!!!!

OH has nipped to town alone!!! So he must be getting my xmas gift!!!:T
Boys have been out in the snow all afternoon, and are now playing in their rooms..since we swapped their rooms round the other week we have hardley seen them....its really quiet miss them a bit...but nice to watch my TV rather than Ben 10!!

Hmm is it too early to have a small baylies hot choc?? I think its most definately cold enough x

chops22

The top cashback money hit my account this morning. So have paid that to MBNA...so I have almost doubled my minimum payment this month to them.

That will be the only overpayment this month I think though. As I am edging nearer to my self imposed overdraft limit.

Off to tackle the ironing, and get the baking started. I have two very excited little boys...I am not sure they will last the next few day...as they are bursting with excitement.

chops22

:T:T:T just won £7.50 at bingo...fab.

Going to leave it in the bingo account until the end of the month tho.

Also still not wrapped the kids pressies...the oldest was still awake at ten...so tonight has got to be the night!!! So big walk this afternoon, the xmas disco...so that should get the monkey asleep for ten!!!