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Chops Chipping the credit card debt!!

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Comments

  • chops22
    chops22 Posts: 650 Forumite
    Oh no !!!! My BB has ended!!!!!! I feel very sad. I have worked out that I won £82 in total. So no big amounts, the most I won was £15 in one go, but it all adds up in the end. I have this cash in a seperate savings account...so it can go towards a debt or maybe keep it for a rainy day?

    Last slobby day today, having a fry up (well grilled) then off to the park. Tomorrow Hubby on days so I WILL be up and dressed by 9am (if the kids are awake then). Will get the house all tidy and take control of ironing and washing that is growing at an alarming rate!
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Chops
    £82 worth of free cash sounds good to me :D

    Good for you not buying a new dress, if you can jazz it up for cheap - or free - you'll be very relieved you didn't waste the cash come the New Year.

    I am resisting putting anything on Ebay until the end of Jan as I figure most people will not have any cash until payday. However, if I had a running machine, then that would be another matter.
    Perhaps wait til Jan to catch the most buyers, but I think as long as you are honest about what's wrong with it, stick it on and watch the cash roll in!

    Good luck xx
  • chops22
    chops22 Posts: 650 Forumite
    Cheers Macgirl , I think I will get it on and hope that all those post xmas dieters fancy a bargain!! I am signing Hubby up for bingo...I have quite enjoyed it...and am really pleased with getting some cash for doing nothing!!

    So tired, all this not doing much is exhausting! We took the boys to feed the ducks and the pond was iced over...can't remember seeing it like that for years. Then had a long walk , the kids were on their scooters, and feel lots better for getting out.

    Tomorrow is opperation wash, dry and iron....woo woo how fab!!!
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • chops22
    chops22 Posts: 650 Forumite
    Well today has not gone to plan at all. The boys did not wake up untill 11am...so of course neither did I. So I am really behind and need to be at my nans at half one...I thought we were going for tea, but its now lunch.

    So the hoovering and such will have to wait till later...I am waiting for one load of washing to finish and then can put that in the dryer and on the airer and get another in before we dash out the door.

    I am still feeling tired despite over 12 hours sleep..........I am in a fashion looking forward to going back to work next week and getting back to a normal routine.
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • chops22
    chops22 Posts: 650 Forumite
    I cannot believe I am actually awake, had two cups of tea and already checked the banking?????? I have no reason at all to be up, but have laid in bed awake since half four and thought just get up.

    My little DS had a headache last night and went and laid in his bed at 4pm, when I checked on him at 5pm he was fast asleep, all snuggled up. He then woke at 04.30 this morning for a drink and a sandwich....not bad considering he missed his dinner...then he went back to sleep...but I couldn’t.


    So Hubby in the shower and I have made him a cuppa and some breakfast. Just put a load in the washer and already emptied the dishwasher.

    We are out tonight and dropping the boys of at my mum’s for 4 ish...so I am going to try and have a nap at the hotel I think. I’m really looking forward to it.

    We received a letter yesterday with the finance statement for our sofa in it, how’s we still owe £349...so that means the payments don’t finish until August...I am a little disappointed as I thought they finished in May.

    However our fixed mortgage deal has ended so I am eager to see what the new payments shall be...as the base rate is a lot less than the fixed we were on.

    Have a good new year everyone, hope I am awake to see the clock strike 12:beer:
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • chops22
    chops22 Posts: 650 Forumite
    Got lots done but I need to get the following done before three:

    * Pack a bag for DS'S
    * Pack a bag for me!!!
    * Hoover and dust lounge
    * Hoover and dust dinning room
    * Tidy kitchen, and bleach sides
    * Sweep and mop hall in kitchen and hall.
    * Hoover and dust my room and the kids rooms
    * Clean bathroom......body scrub I used last night looks brick dust!
    * Wah my hair and do my nails and eyebrows...DIY job this year!!!!:money:
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • chops22
    chops22 Posts: 650 Forumite
    *[STRIKE] Pack a bag for DS'S[/STRIKE]
    * Pack a bag for me!!!
    * [STRIKE]Hoover and dust lounge
    [/[STRIKE]STRIKE]* Hoover and dust dinning room[/STRIKE]
    [STRIKE]* Tidy kitchen, and bleach sides[/STRIKE]
    * Sweep and mop hall in kitchen and hall sweept ..still to mop
    * Hoover and dust my room and the kids rooms ...next year now!!
    * Clean bathroom......body scrub I used last night looks brick dust!..quick
    clean only
    * Wash my hair and do my nails and eyebrows...DIY job this year!!!!:money:


    Still got my hair to was and bag to back.....almost there...had lots of washing to put away and did some tidying of the boys rooms. So took a bit longer....nails are going to have to wait till hotel, but off to do quick mop and dive in the shower now.

    Happy new year xxxx
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • miemie
    miemie Posts: 646 Forumite
    HAPPY NEW YEAR, HOPE YOU HAVE A GOOD NIGHT:dance:
  • chops22
    chops22 Posts: 650 Forumite
    Had a lovely evening , great food, great company and lovely hotel. Its my bithday this week so counting new year as part of that. It was an expensive night, but the meals were paid for in september and october, so only had the room money to find this month.


    I am so tired now tho, I can hardley keep my eyes open. The DS's are still up and creating havoc, so I am, going to get them ready for bed and I think DH and I will be off to watch tv in bed.

    I am not back at work till the 6th I think, so will look at the budgets and stuff then.

    I am amazed at where the last te years have gone, and really looking forward to 2010.
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • chops22
    chops22 Posts: 650 Forumite
    Had a NSD today, tomorrow going to cook a lovely beef lunch, and the let the healthy eating comence!!
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
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