Chops Chipping the credit card debt!!

chops22

Its really snowing here at the minute...I don't want to o out in it ...I have enjoyed my time off so much, but I know I need to get back to normal.

DS2 woke up at half ten and we have been reading dinasaur books...I think I need to learn how to say the names of them as I am having a stab and making some of them up a little bit at the mo!!!

macgirl

Good luck Chops - May the Force be with you!

chops22

I am going to need it....all ready for work...have saved time and electric by not straightening hair..as when I get out in the snow I will no doubt end up with an afro anyway!!

Just off to paint my nails and have a last coffee.........can you tell I really really don't want to go!!

chops22

Had a NSD today:j, so that is 3 already for Jan!!! Did not join the challenge but still count!!

Joined two bingo sites, so should get £5 via quidco, and also won a 25p and a 10p... I think if I had the spare cash to waste I could really get into this online bingo!!!!:o

So a fairly MSE day, have been through my xmas pressies, and three things have gone in the regift box!! Feel a bit bad, but they will never know, and better than to just leave them rotting in a draw!

It has snowed solid all day here, so coming home was a bit hairy!! Not looking forward to going in tomorrow. Also trousers made it impossible to breath today...because I HAVE BEEN SUCH A PORKER!!

Hubby had an assesment last night, and his pay goes up by about £1200 this year, so I think we will get around £70 extra a month. The general payrise has yet to be decided, so he thinks that will not be sorted for a while, and wont be very much. Alhough if it gets back dated then its a bit towards the MBNA.:j

I have applied for an interest free credit card to get rid of my overdraft...as it really depresses me, and I find it makes it harder to budget. So once that is in my acount, I WILL NOT be going overdrawn;). I am really determind about this!


Can not wait till payday...I actually want to pay bills and check out my total!!
Right off to put Hubby's new income into spread sheet

missymoo81

hey chops found your diary will have a good read later. Hope you're ok hun

Missy x

macgirl

Oooh, sounds like a good afternoon!
Great news about the payrise :T And I agree about moving the OD. It's much clearer to draw a line under it, otherwise your salary just gets swallowed up :rolleyes:

As for porkers - I'm with you there - Oink!

missymoo81

Lol I definitely need to become a member of the porkers club too :rolleyes:

chops22

I stole the overdraft thing from your diary Macgirl...it will just be easier and I can see what money I actually have left!! Instead of starting with not a lot!

And just been on missy's and copied lots of meal ideas!!!

Thanks guys , I love this site!!!

Spread sheet is looking ok...I just want it to be payday now!!!

macgirl

Oooh I'm always looking for meal ideas - especially ones that'll please a 3 year old :rolleyes: - I'll nip over there!

missymoo81

lol feel free