Zig's 'Save for a House and Stay out of Debt' Diary!

zigmeister · 29 January 2010 at 1:29PM

I'm glad I now know about hump day! Thanks! I had heard people say it before but didn't wanna admit I didn't know.

Yeah that makes sense.

It's a weird situation to be in. Feels like you're not really you at the moment.

Ooh, let me know how your eyebrows go! I've always been curious to get mine done like that.

We went to Yo Sushi last night and I ate far too many Pumpkin Korroke

And they had run out of Chicken Katsu and I really wanted it

But although greaier than usual, the food was still good. And it only cost us £20 for 10 plates and a large Asahi beer.

My money is a bit all over the place at the moment. I don't really know where I'm at. I'll sort it next week!

Birdie85 · 29 January 2010 at 1:44PM

I'm jealous that you live near a Yo! Sushi, my nearest one is Newcastle! Gutted. I love going there although I don't like sushi, is that weird?! I love the Teriyaki chicken and other cooked bits... and I love picking food off a conveyor belt! So fun, although too easy to get carried away!

zigmeister · 4 February 2010 at 1:07AM

Birdie85 wrote: »

I love going there although I don't like sushi, is that weird?! I love the Teriyaki chicken and other cooked bits... and I love picking food off a conveyor belt! So fun, although too easy to get carried away!

I don't really eat the sushi either! I love the chicken katsu curry and the pumpkin karroke. But it is far too easy to spend lots of money!

I have started a Wasted Money Pot. When I am out and about (or on the net!) and see something I want and then decide to not buy it, I will put the equivalent money in my pot. Then I can spend the money on something I really want! I've been doing it 3 days so far and have £11.35 in there because I didn't buy belgian buns, water and mixing bowls.

I'm still not completely clear on my money situation at the moment.

I'm tired - I'll get everything clear tomorrow hopefully!

Birdie85 · 4 February 2010 at 9:43AM

What a good idea Zig, I might have to steal that one! How was the move? I was thinking about you as I nodded off last night (as you do....) and thinking we hadn't heard from you this week!

Tete_en_l'Air · 4 February 2010 at 10:41AM

Very good idea Zig - don't know if I could have resisted mixing bowls though haha! I've got such a homewares fetish at the moment!

poddle911 · 4 February 2010 at 11:34AM

Oh boo, I didn't resist buying mixing bowls! I'm a bad little MSE-er! Does it help that they match my apron? No? Really?

That's a great idea Zig! I've just started doing that rounding down thing with my account and our joint account - amazing! We've got about £30 after just a week, but will probably slow down after bills and stuff stop coming out. I'm going to pay it off a debt when it builds up to £50.

PS. I love my eyebrows! I was a bit alarmed as it only took about 4 minutes and she didn't ask how I wanted them before she started trimming them (:eek:) but they are super!

ETA: The only bad bit was after she'd finished my eyebrows, she said "now, what about your upper lip?" *mortified*

Tete_en_l'Air · 4 February 2010 at 12:46PM

Heehee - don't worry it's probably designed to make you self-conscious and have it done even when there's nothing there!

I've only got up to about £7, am I a bit stingy with my rounding-down? I've been doing it to the nearest £1 as I don't want to leave myself short!

Mmm, aprons...

Birdie85 · 4 February 2010 at 1:21PM

My 'rounding down' account has now got £14.48 in it! Our joint account is overdrawn though thanks to OH's fantastic idea of paying for the bed outright, I knew we wouldn't last the month without going into the red! Had to transfer £50 into it and I'll ask OH to add more but that leaves me with £65 to last until next Friday and I was planning on chucking some at the CC! I'll have to stay in all weekend!

On a really sad note on my online banking I see the balance of my mortgage because everything is with Halifax- big red number, today it is -£108,241.76! _pale_

Tete_en_l'Air · 4 February 2010 at 2:21PM

Birdie you almost gave me heart failure til I read it's the mortgage! At least you get paid soonish, another 4 weeks for me!!

Dinah93 · 4 February 2010 at 2:43PM

Have you had your first annual statement yet Birdie? My colleagues morgage dropped by £700 over the first year despite spending over £15,000 on repayments in the same time!